5-BED VILLA AL NASEEM
5BR + 6BA ยท 9,736 sqft ยท Al Naseem
โ
Golden VisaVerified 4h ago
Now
AED 9.90M
AED 1,017
Price / sqft
9,736 sqft
Built-up area
5BR + 6BA
50d
On market
vs 18d median
AED 51,029
Mortgage est.
25y ยท 6% ยท 20% down
II ยท THE THESIS
DEAL SCORE PENDINGWHY THIS IS A DEAL
01
HEADLINE ยท COMPOSITE
SCORE BREAKDOWN
Awaiting first price event to compute score.
Insider unlocks the four evidence rows below.
Motivation ยท Negotiability ยท Below median ยท Every section below
INPUTS
4 signals + relist
WEIGHTS
Drop 35 ยท Neg 25 ยท Med 20 ยท Conf 10 ยท Relist 10
COMPS
31 comps ยท 3ร daily
BENCHMARK
Al Hudayriat Islan, last 180d
REFRESH
3ร daily
IV ยท CASHFLOW
UAE CB GUIDELINES ยท YOUR ASSUMPTIONSMORTGAGE ยท RENT ยท BREAK-EVEN
YOUR ASSUMPTIONS
Down payment20%
15%40%
Interest rate6.00%
3.50%8.00%
Term25 yr
15 yr30 yr
UAE CB caps ยท 25-yr tenor ยท 80% LTV on a first home โค AED 5M ยท rates vary by bank โ drag the sliders
MONTHLY ยท NOW
AED 51K
vs AED 51K at pre-drop price (AED 9.90M) ยท See cuts โ
DOWN PAYMENT
AED 1.98M
20% of price
DLD FEE
AED 396K
4% of price
MORTGAGE REG
AED 20K
0.25% loan + 290
CASH TO CLOSE
AED 2.40M
Day-one out-of-pocket
LOAN AMOUNT
AED 7.92M
25y ยท 6.00%
TOTAL INTEREST
AED 7.39M
Over full term
RENT VS BUY
RENT ยท ESTIMATE
AED 50K
/ mo ยท ~6% gross yield
BUY ยท NOW
AED 51K
+AED 2K / mo
Your monthly cost is already higher than the rent estimate โ the buy vs rent break-even leans on price appreciation rather than monthly cash flow.
STRESS TEST
AT VARIOUS RATESIf rates climb to 8%, your payment grows by ~AED 10K/mo.
V ยท COMPARABLES
AL HUDAYRIAT ISLAND ยท 5BR ยท ACTIVEVALUE ยท 22 COMPS
VALUE HEADLINE
AED 1,017 /sqft-34%
vs area median AED 1,544 /sqft ยท 21 comps
RANK
4 / 22
CHEAPEST QUARTILE
OUR TAKE
โ
UnderpricedPRICE ร SIZE ยท DROP-WEIGHTED
DOT SIZE = DROP %AED / SQFT ยท DISTRIBUTION
BREAKDOWN ยท 21 LISTINGS
MORE EXPENSIVE /SQFT
18
86% of comps
CHEAPER /SQFT
3
See table
MEDIAN DOM
โ
this listing: โ
NEW THIS WEEK
โ
Last 7 days
ListingPriceSizeAED/sqftDrop %DOMฮ vs this
This listingThisAED 9.90M9,7361,017โโโFull FacilitiesAED 10.30M11,348908โโ-11%Iconic Luxury 4BR Villa ยท Prime LivingAED 8.00M8,336960โโ-6%Stand-alone Villa ยท Corner Unit ยท With Beach AccessAED 8.10M8,0721,003โโ-1%End Unit ยท Private Garden ยท BalconyAED 5.28M4,5201,168โโ+15%Single Row ยท 5BR Range Villa ยท Near the Golf CourseAED 12.50M10,1511,231โโ+21%TAKEAWAYOf 21 comparables, 18 are more expensive per sqft. The 3 cheaper ones are a mix of smaller units and older buildings.
Unlock all comparables ยท AED 199 / mo
Scatter ยท distribution ยท full table ยท CSV export