5-BED VILLA SOUK AL JUBAIL
5BR + 7BA · 19,508 sqft · Souk Al Jubail
★ Golden VisaVerified 2d ago
Now
AED 18.90M
AED 969
Price / sqft
19,508 sqft
Built-up area
5BR + 7BA
14d
On market
vs 9d median
AED 97,418
Mortgage est.
25y · 6% · 20% down
II · THE THESIS
DEAL SCORE PENDINGWHY THIS IS A DEAL
01
HEADLINE · COMPOSITE
SCORE BREAKDOWN
Awaiting first price event to compute score.
Insider unlocks the four evidence rows below.
Motivation · Negotiability · Below median · Every section below
INPUTS
4 signals + relist
WEIGHTS
Drop 35 · Neg 25 · Med 20 · Conf 10 · Relist 10
COMPS
24 comps · 3× daily
BENCHMARK
Al Jubail Island, last 180d
REFRESH
3× daily
IV · CASHFLOW
UAE CB GUIDELINES · YOUR ASSUMPTIONSMORTGAGE · RENT · BREAK-EVEN
YOUR ASSUMPTIONS
Down payment20%
15%40%
Interest rate6.00%
3.50%8.00%
Term25 yr
15 yr30 yr
UAE CB caps · 25-yr tenor · 80% LTV on a first home ≤ AED 5M · rates vary by bank — drag the sliders
MONTHLY · NOW
AED 97K
vs AED 97K at pre-drop price (AED 18.90M) · See cuts ↓
DOWN PAYMENT
AED 3.78M
20% of price
DLD FEE
AED 756K
4% of price
MORTGAGE REG
AED 38K
0.25% loan + 290
CASH TO CLOSE
AED 4.57M
Day-one out-of-pocket
LOAN AMOUNT
AED 15.12M
25y · 6.00%
TOTAL INTEREST
AED 14.11M
Over full term
RENT VS BUY
RENT · ESTIMATE
AED 95K
/ mo · ~6% gross yield
BUY · NOW
AED 97K
+AED 3K / mo
Your monthly cost is already higher than the rent estimate — the buy vs rent break-even leans on price appreciation rather than monthly cash flow.
STRESS TEST
AT VARIOUS RATESIf rates climb to 8%, your payment grows by ~AED 19K/mo.
V · COMPARABLES
AL JUBAIL ISLAND · 5BR · ACTIVEVALUE · 13 COMPS
VALUE HEADLINE
AED 969 /sqft-5%
vs area median AED 1,024 /sqft · 12 comps
RANK
7 / 13
MID/HIGH RANGE
PRICE × SIZE · DROP-WEIGHTED
DOT SIZE = DROP %AED / SQFT · DISTRIBUTION
BREAKDOWN · 12 LISTINGS
MORE EXPENSIVE /SQFT
6
50% of comps
CHEAPER /SQFT
6
See table
MEDIAN DOM
—
this listing: —
NEW THIS WEEK
—
Last 7 days
ListingPriceSizeAED/sqftDrop %DOMΔ vs this
This listingThisAED 18.90M19,508969———V5 Select · Plot size · Elite CommunityAED 15.00M18,065830——-14%Hottest Deal · Brand New VillaAED 15.00M18,065830——-14%Single Row · Type SelectAED 9.00M10,118889——-8%Brand New · Executive MediterraneanAED 15.00M16,729897——-7%Single Row End Unit · With Landscape · Type SelectAED 9.10M9,877921——-5%TAKEAWAYOf 12 comparables, 6 are more expensive per sqft. The 6 cheaper ones are a mix of smaller units and older buildings.
Unlock all comparables · AED 199 / mo
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