2-BED TOWNHOUSE TOLEDO
2BR + 3BA · 1,600 sqft
★ Golden VisaVerified 2d ago
Now
AED 2.55M
AED 1,594
Price / sqft
−15% vs area median
1,600 sqft
Built-up area
2BR + 3BA
14d
On market
vs 19d median
AED 13,144
Mortgage est.
25y · 6% · 20% down
II · THE THESIS
DEAL SCORE PENDINGWHY THIS IS A DEAL
BOTTOM LINE
Listed 14 days ago and priced 15% below comparable Toledo listings.
01
HEADLINE · COMPOSITE
SCORE BREAKDOWN
Awaiting first price event to compute score.
Insider unlocks the four evidence rows below.
04
11 ACTIVE COMPS IN TOLEDO
Motivation · Negotiability · Below median · Every section below
INPUTS
4 signals + relist
WEIGHTS
Drop 35 · Neg 25 · Med 20 · Conf 10 · Relist 10
COMPS
11 comps · 3× daily
BENCHMARK
Toledo, last 180d
REFRESH
3× daily
IV · CASHFLOW
UAE CB GUIDELINES · YOUR ASSUMPTIONSMORTGAGE · RENT · BREAK-EVEN
YOUR ASSUMPTIONS
Down payment20%
15%40%
Interest rate6.00%
3.50%8.00%
Term25 yr
15 yr30 yr
UAE CB caps · 25-yr tenor · 80% LTV on a first home ≤ AED 5M · rates vary by bank — drag the sliders
MONTHLY · NOW
AED 13K
vs AED 13K at pre-drop price (AED 2.55M) · See cuts ↓
DOWN PAYMENT
AED 510K
20% of price
DLD FEE
AED 102K
4% of price
MORTGAGE REG
AED 5K
0.25% loan + 290
CASH TO CLOSE
AED 617K
Day-one out-of-pocket
LOAN AMOUNT
AED 2.04M
25y · 6.00%
TOTAL INTEREST
AED 1.90M
Over full term
RENT VS BUY
RENT · ESTIMATE
AED 13K
/ mo · ~6% gross yield
BUY · NOW
AED 13K
+AED 394 / mo
Your monthly cost is already higher than the rent estimate — the buy vs rent break-even leans on price appreciation rather than monthly cash flow.
STRESS TEST
AT VARIOUS RATESIf rates climb to 8%, your payment grows by ~AED 3K/mo.
V · COMPARABLES
TOLEDO · 2BR · ACTIVEVALUE · 14 COMPS
VALUE HEADLINE
AED 1,594 /sqft+10%
vs area median AED 1,454 /sqft · 13 comps
RANK
10 / 14
MID/HIGH RANGE
PRICE × SIZE · DROP-WEIGHTED
DOT SIZE = DROP %AED / SQFT · DISTRIBUTION
BREAKDOWN · 13 LISTINGS
MORE EXPENSIVE /SQFT
4
31% of comps
CHEAPER /SQFT
9
See table
MEDIAN DOM
—
this listing: —
NEW THIS WEEK
—
Last 7 days
ListingPriceSizeAED/sqftDrop %DOMΔ vs this
This listingThisAED 2.55M1,6001,594———Toledo 3BR+MaidsAED 4.10M4,359941——-41%3 BR · Corner · Single RowAED 3.60M3,1311,150——-28%Ready To Move In · Single RowAED 3.95M2,8631,380——-13%Single Row Private Garden · 2BR + MaidAED 2.40M1,7351,383−2.0%—-13%Two Adjacent 2BR Townhouses · Single Row · ReadyAED 2.45M1,7351,412——-11%TAKEAWAYOf 13 comparables, 4 are more expensive per sqft. The 9 cheaper ones are a mix of smaller units and older buildings.
Unlock all comparables · AED 199 / mo
Scatter · distribution · full table · CSV export