3-BED TOWNHOUSE TOLEDO
3BR + 4BA · 2,863 sqft
★ Golden VisaVerified 3d ago
Now
AED 3.95M
AED 1,380
Price / sqft
2,863 sqft
Built-up area
3BR + 4BA
38d
On market
vs 20d median
AED 20,360
Mortgage est.
25y · 6% · 20% down
II · THE THESIS
DEAL SCORE PENDINGWHY THIS IS A DEAL
01
HEADLINE · COMPOSITE
SCORE BREAKDOWN
Awaiting first price event to compute score.
Insider unlocks the four evidence rows below.
Motivation · Negotiability · Below median · Every section below
INPUTS
4 signals + relist
WEIGHTS
Drop 35 · Neg 25 · Med 20 · Conf 10 · Relist 10
COMPS
11 comps · 3× daily
BENCHMARK
Toledo, last 180d
REFRESH
3× daily
IV · CASHFLOW
UAE CB GUIDELINES · YOUR ASSUMPTIONSMORTGAGE · RENT · BREAK-EVEN
YOUR ASSUMPTIONS
Down payment20%
15%40%
Interest rate6.00%
3.50%8.00%
Term25 yr
15 yr30 yr
UAE CB caps · 25-yr tenor · 80% LTV on a first home ≤ AED 5M · rates vary by bank — drag the sliders
MONTHLY · NOW
AED 20K
vs AED 20K at pre-drop price (AED 3.95M) · See cuts ↓
DOWN PAYMENT
AED 790K
20% of price
DLD FEE
AED 158K
4% of price
MORTGAGE REG
AED 8K
0.25% loan + 290
CASH TO CLOSE
AED 956K
Day-one out-of-pocket
LOAN AMOUNT
AED 3.16M
25y · 6.00%
TOTAL INTEREST
AED 2.95M
Over full term
RENT VS BUY
RENT · ESTIMATE
AED 20K
/ mo · ~6% gross yield
BUY · NOW
AED 20K
+AED 610 / mo
Your monthly cost is already higher than the rent estimate — the buy vs rent break-even leans on price appreciation rather than monthly cash flow.
STRESS TEST
AT VARIOUS RATESIf rates climb to 8%, your payment grows by ~AED 4K/mo.
V · COMPARABLES
TOLEDO · 3BR · ACTIVEVALUE · 11 COMPS
VALUE HEADLINE
AED 1,380 /sqft-13%
vs area median AED 1,594 /sqft · 10 comps
RANK
2 / 11
CHEAPEST QUARTILE
OUR TAKE
★ UnderpricedPRICE × SIZE · DROP-WEIGHTED
DOT SIZE = DROP %AED / SQFT · DISTRIBUTION
BREAKDOWN · 10 LISTINGS
MORE EXPENSIVE /SQFT
9
90% of comps
CHEAPER /SQFT
1
See table
MEDIAN DOM
—
this listing: —
NEW THIS WEEK
—
Last 7 days
ListingPriceSizeAED/sqftDrop %DOMΔ vs this
This listingThisAED 3.95M2,8631,380———3 BR · Corner · Single RowAED 3.60M3,1311,150——-17%Single Row Private Garden · 2BR + MaidAED 2.40M1,7351,383−2.0%—0%Two Adjacent 2BR Townhouses · Single Row · ReadyAED 2.45M1,7351,412——+2%Single Row · 2BR THAED 2.65M1,7351,527——+11%Mid Unit · Single Row · Near EntranceAED 2.95M1,8581,588——+15%TAKEAWAYOf 10 comparables, 9 are more expensive per sqft. The 1 cheaper one is a mix of smaller units and older buildings.
Unlock all comparables · AED 199 / mo
Scatter · distribution · full table · CSV export
VI · AREA INTEL
TOLEDO · ACTIVE COMPSGEOGRAPHY · PULSE · VELOCITY
AREA PULSE · 30D
SLOWING↓ 9↓2 vs prior 30d
PRICE CUTS · TOLEDO · PROPERTY · 11 PRIOR 30D
MEDIAN PRICE · ACTIVE
AED 3.00MThis: AED 3.95M · +32%
AVG DOM
20d
THIS: 38D · +18D
ACTIVE COMPS
11
listings in segment
SIMILAR INVENTORY
Browse drops in Toledo