5-BED VILLA SAADIYAT LAGOONS
5BR + 6BA · 9,109 sqft · Saadiyat Lagoons
★ Golden VisaVerified 5d ago
Now
AED 9.60M
AED 1,053
Price / sqft
9,109 sqft
Built-up area
5BR + 6BA
9d
On market
vs 55d median
AED 49,457
Mortgage est.
25y · 6% · 20% down
II · THE THESIS
DEAL SCORE PENDINGWHY THIS IS A DEAL
01
HEADLINE · COMPOSITE
SCORE BREAKDOWN
Awaiting first price event to compute score.
Insider unlocks the four evidence rows below.
Motivation · Negotiability · Below median · Every section below
INPUTS
4 signals + relist
WEIGHTS
Drop 35 · Neg 25 · Med 20 · Conf 10 · Relist 10
COMPS
21 comps · 3× daily
BENCHMARK
Saadiyat Island, last 180d
REFRESH
3× daily
IV · CASHFLOW
UAE CB GUIDELINES · YOUR ASSUMPTIONSMORTGAGE · RENT · BREAK-EVEN
YOUR ASSUMPTIONS
Down payment20%
15%40%
Interest rate6.00%
3.50%8.00%
Term25 yr
15 yr30 yr
UAE CB caps · 25-yr tenor · 80% LTV on a first home ≤ AED 5M · rates vary by bank — drag the sliders
MONTHLY · NOW
AED 49K
vs AED 49K at pre-drop price (AED 9.60M) · See cuts ↓
DOWN PAYMENT
AED 1.92M
20% of price
DLD FEE
AED 384K
4% of price
MORTGAGE REG
AED 19K
0.25% loan + 290
CASH TO CLOSE
AED 2.32M
Day-one out-of-pocket
LOAN AMOUNT
AED 7.68M
25y · 6.00%
TOTAL INTEREST
AED 7.16M
Over full term
RENT VS BUY
RENT · ESTIMATE
AED 48K
/ mo · ~6% gross yield
BUY · NOW
AED 49K
+AED 1K / mo
Your monthly cost is already higher than the rent estimate — the buy vs rent break-even leans on price appreciation rather than monthly cash flow.
STRESS TEST
AT VARIOUS RATESIf rates climb to 8%, your payment grows by ~AED 10K/mo.
V · COMPARABLES
SAADIYAT ISLAND · 5BR · ACTIVEVALUE · 6 COMPS
VALUE HEADLINE
AED 1,053 /sqft-28%
vs area median AED 1,453 /sqft · 5 comps
RANK
1 / 6
CHEAPEST QUARTILE
OUR TAKE
★ UnderpricedPRICE × SIZE · DROP-WEIGHTED
DOT SIZE = DROP %AED / SQFT · DISTRIBUTION
BREAKDOWN · 5 LISTINGS
MORE EXPENSIVE /SQFT
5
100% of comps
CHEAPER /SQFT
0
See table
MEDIAN DOM
—
this listing: —
NEW THIS WEEK
—
Last 7 days
ListingPriceSizeAED/sqftDrop %DOMΔ vs this
This listingThisAED 9.60M9,1091,053———Single Row · 4BR+MaidAED 8.20M7,7491,058——0%High CeilingAED 8.60M6,1851,390——+32%Corner Villa · Quiet CommunityAED 16.00M11,0151,453——+38%Corner · Direct Beach Access · Own ItAED 18.00M6,6992,687——+155%Corner Unit · Facing Park · Type 4AED 43.00M12,6473,400——+223%TAKEAWAYOf 5 comparables, 5 are more expensive per sqft.
Unlock all comparables · AED 199 / mo
Scatter · distribution · full table · CSV export
VI · AREA INTEL
SAADIYAT ISLAND · ACTIVE COMPSGEOGRAPHY · PULSE · VELOCITY
AREA PULSE · 30D
BUYER'S MARKET↑ 6↑5 vs prior 30d
PRICE CUTS · SAADIYAT ISLAND · PROPERTY · 1 PRIOR 30D
MEDIAN PRICE · ACTIVE
AED 5.15MThis: AED 9.60M · +86%
AVG DOM
55d
THIS: 9D · −46D
ACTIVE COMPS
18
listings in segment
SIMILAR INVENTORY
Browse drops in Saadiyat Island