4-BED VILLA JOY
4BR + 5BA · 2,414 sqft · Joy
★ Golden VisaVerified 11h ago
Now
AED 4.20M
AED 1,740
Price / sqft
2,414 sqft
Built-up area
4BR + 5BA
8d
On market
vs 7d median
AED 21,649
Mortgage est.
25y · 6% · 20% down
II · THE THESIS
DEAL SCORE PENDINGWHY THIS IS A DEAL
01
HEADLINE · COMPOSITE
SCORE BREAKDOWN
Awaiting first price event to compute score.
Insider unlocks the four evidence rows below.
Motivation · Negotiability · Below median · Every section below
INPUTS
4 signals + relist
WEIGHTS
Drop 35 · Neg 25 · Med 20 · Conf 10 · Relist 10
COMPS
Active comps refreshed 3× daily
BENCHMARK
Arabian Ranches 3, last 180d
REFRESH
3× daily
IV · CASHFLOW
UAE CB GUIDELINES · YOUR ASSUMPTIONSMORTGAGE · RENT · BREAK-EVEN
YOUR ASSUMPTIONS
Down payment20%
15%40%
Interest rate6.00%
3.50%8.00%
Term25 yr
15 yr30 yr
UAE CB caps · 25-yr tenor · 80% LTV on a first home ≤ AED 5M · rates vary by bank — drag the sliders
MONTHLY · NOW
AED 22K
vs AED 22K at pre-drop price (AED 4.20M) · See cuts ↓
DOWN PAYMENT
AED 840K
20% of price
DLD FEE
AED 168K
4% of price
MORTGAGE REG
AED 9K
0.25% loan + 290
CASH TO CLOSE
AED 1.02M
Day-one out-of-pocket
LOAN AMOUNT
AED 3.36M
25y · 6.00%
TOTAL INTEREST
AED 3.13M
Over full term
RENT VS BUY
RENT · ESTIMATE
AED 21K
/ mo · ~6% gross yield
BUY · NOW
AED 22K
+AED 649 / mo
Your monthly cost is already higher than the rent estimate — the buy vs rent break-even leans on price appreciation rather than monthly cash flow.
STRESS TEST
AT VARIOUS RATESIf rates climb to 8%, your payment grows by ~AED 4K/mo.
V · COMPARABLES
ARABIAN RANCHES 3 · 4BR · ACTIVEVALUE · 12 COMPS
VALUE HEADLINE
AED 1,740 /sqft+10%
vs area median AED 1,578 /sqft · 11 comps
RANK
9 / 12
MID/HIGH RANGE
PRICE × SIZE · DROP-WEIGHTED
DOT SIZE = DROP %AED / SQFT · DISTRIBUTION
BREAKDOWN · 11 LISTINGS
MORE EXPENSIVE /SQFT
3
27% of comps
CHEAPER /SQFT
8
See table
MEDIAN DOM
—
this listing: —
NEW THIS WEEK
—
Last 7 days
ListingPriceSizeAED/sqftDrop %DOMΔ vs this
This listingThisAED 4.20M2,4141,740———Exceptional Price · Single Row · Vacant On TransferAED 2.70M1,9381,393——-20%Single Row · Skylight · Mortgage EligibleAED 3.30M2,3151,425——-18%Sky Light · Mortgage EligibleAED 3.17M2,1831,454——-16%Vacant · Across from Pool & Park · VASTUAED 2.87M1,9381,478——-15%Single Row CornerAED 3.55M2,3571,506——-13%TAKEAWAYOf 11 comparables, 3 are more expensive per sqft. The 8 cheaper ones are a mix of smaller units and older buildings.
Unlock all comparables · AED 199 / mo
Scatter · distribution · full table · CSV export
VI · AREA INTEL
ARABIAN RANCHES 3 · ACTIVE COMPSGEOGRAPHY · PULSE · VELOCITY
AREA PULSE · 30D
SLOWING↓ 5↓2 vs prior 30d
PRICE CUTS · ARABIAN RANCHES 3 · PROPERTY · 7 PRIOR 30D
MEDIAN PRICE · ACTIVE
AED 3.24MThis: AED 4.20M · +30%
AVG DOM
7d
THIS: 8D · +1D
ACTIVE COMPS
12
listings in segment
SIMILAR INVENTORY
Browse drops in Arabian Ranches 3