5-BED TOWNHOUSE MALTA
5BR + 6BA ยท 2,364 sqft ยท Malta
โ
Golden VisaVerified 3h ago
Now
AED 3.90M
AED 1,650
Price / sqft
2,364 sqft
Built-up area
5BR + 6BA
5d
On market
vs 10d median
AED 20,102
Mortgage est.
25y ยท 6% ยท 20% down
II ยท THE THESIS
DEAL SCORE PENDINGWHY THIS IS A DEAL
01
HEADLINE ยท COMPOSITE
SCORE BREAKDOWN
Awaiting first price event to compute score.
Insider unlocks the four evidence rows below.
Motivation ยท Negotiability ยท Below median ยท Every section below
INPUTS
4 signals + relist
WEIGHTS
Drop 35 ยท Neg 25 ยท Med 20 ยท Conf 10 ยท Relist 10
COMPS
32 comps ยท 3ร daily
BENCHMARK
Damac Lagoons, last 180d
REFRESH
3ร daily
IV ยท CASHFLOW
UAE CB GUIDELINES ยท YOUR ASSUMPTIONSMORTGAGE ยท RENT ยท BREAK-EVEN
YOUR ASSUMPTIONS
Down payment20%
15%40%
Interest rate6.00%
3.50%8.00%
Term25 yr
15 yr30 yr
UAE CB caps ยท 25-yr tenor ยท 80% LTV on a first home โค AED 5M ยท rates vary by bank โ drag the sliders
MONTHLY ยท NOW
AED 20K
vs AED 20K at pre-drop price (AED 3.90M) ยท See cuts โ
DOWN PAYMENT
AED 780K
20% of price
DLD FEE
AED 156K
4% of price
MORTGAGE REG
AED 8K
0.25% loan + 290
CASH TO CLOSE
AED 944K
Day-one out-of-pocket
LOAN AMOUNT
AED 3.12M
25y ยท 6.00%
TOTAL INTEREST
AED 2.91M
Over full term
RENT VS BUY
RENT ยท ESTIMATE
AED 20K
/ mo ยท ~6% gross yield
BUY ยท NOW
AED 20K
+AED 602 / mo
Your monthly cost is already higher than the rent estimate โ the buy vs rent break-even leans on price appreciation rather than monthly cash flow.
STRESS TEST
AT VARIOUS RATESIf rates climb to 8%, your payment grows by ~AED 4K/mo.
V ยท COMPARABLES
DAMAC LAGOONS ยท 5BR ยท ACTIVEVALUE ยท 24 COMPS
VALUE HEADLINE
AED 1,650 /sqft-2%
vs area median AED 1,677 /sqft ยท 23 comps
RANK
11 / 24
MID/HIGH RANGE
PRICE ร SIZE ยท DROP-WEIGHTED
DOT SIZE = DROP %AED / SQFT ยท DISTRIBUTION
BREAKDOWN ยท 23 LISTINGS
MORE EXPENSIVE /SQFT
12
52% of comps
CHEAPER /SQFT
11
See table
MEDIAN DOM
โ
this listing: โ
NEW THIS WEEK
โ
Last 7 days
ListingPriceSizeAED/sqftDrop %DOMฮ vs this
This listingThisAED 3.90M2,3641,650โโโ4BR Resale ยท Go to Deal ยท Fast Growing CommunityAED 2.44M2,2111,106โโ-33%4,446 Sqft Plot ยท Single Row ยท End CornerAED 4.99M4,4461,122โโ-32%4-bedroom VillaAED 2.65M2,2801,162โโ-30%Keys In Hand ยท Ready Unit ยท P SeriesAED 2.68M2,2731,179โโ-29%Single Row ยท Closer to Park ยท Handing Over SoonAED 2.70M2,2771,186โโ-28%TAKEAWAYOf 23 comparables, 12 are more expensive per sqft. The 11 cheaper ones are a mix of smaller units and older buildings.
Unlock all comparables ยท AED 199 / mo
Scatter ยท distribution ยท full table ยท CSV export