Drops · Realestate · Dubai · Damac LagoonsBackMCC-S-80513-3
5-BED TOWNHOUSE MALTA
5BR + 6BA · 2,409 sqft · Malta
★ Golden VisaVerified 1h ago
Now
AED 3.60M
AED 1,494
Price / sqft
2,409 sqft
Built-up area
5BR + 6BA
4d
On market
vs 11d median
AED 18,556
Mortgage est.
25y · 6% · 20% down
II · THE THESIS
DEAL SCORE PENDINGWHY THIS IS A DEAL
01
HEADLINE · COMPOSITE
SCORE BREAKDOWN
Awaiting first price event to compute score.
Insider unlocks the four evidence rows below.
Motivation · Negotiability · Below median · Every section below
INPUTS
4 signals + relist
WEIGHTS
Drop 35 · Neg 25 · Med 20 · Conf 10 · Relist 10
COMPS
27 comps · 3× daily
BENCHMARK
Damac Lagoons, last 180d
REFRESH
3× daily
IV · CASHFLOW
UAE CB GUIDELINES · YOUR ASSUMPTIONSMORTGAGE · RENT · BREAK-EVEN
YOUR ASSUMPTIONS
Down payment20%
15%40%
Interest rate6.00%
3.50%8.00%
Term25 yr
15 yr30 yr
UAE CB caps · 25-yr tenor · 80% LTV on a first home ≤ AED 5M · rates vary by bank — drag the sliders
MONTHLY · NOW
AED 19K
vs AED 19K at pre-drop price (AED 3.60M) · See cuts ↓
DOWN PAYMENT
AED 720K
20% of price
DLD FEE
AED 144K
4% of price
MORTGAGE REG
AED 7K
0.25% loan + 290
CASH TO CLOSE
AED 871K
Day-one out-of-pocket
LOAN AMOUNT
AED 2.88M
25y · 6.00%
TOTAL INTEREST
AED 2.69M
Over full term
RENT VS BUY
RENT · ESTIMATE
AED 18K
/ mo · ~6% gross yield
BUY · NOW
AED 19K
+AED 556 / mo
Your monthly cost is already higher than the rent estimate — the buy vs rent break-even leans on price appreciation rather than monthly cash flow.
STRESS TEST
AT VARIOUS RATESIf rates climb to 8%, your payment grows by ~AED 4K/mo.
V · COMPARABLES
DAMAC LAGOONS · 5BR · ACTIVEVALUE · 22 COMPS
VALUE HEADLINE
AED 1,494 /sqft-11%
vs area median AED 1,677 /sqft · 21 comps
RANK
8 / 22
MID/HIGH RANGE
OUR TAKE
★ UnderpricedPRICE × SIZE · DROP-WEIGHTED
DOT SIZE = DROP %AED / SQFT · DISTRIBUTION
BREAKDOWN · 21 LISTINGS
MORE EXPENSIVE /SQFT
14
67% of comps
CHEAPER /SQFT
7
See table
MEDIAN DOM
—
this listing: —
NEW THIS WEEK
—
Last 7 days
ListingPriceSizeAED/sqftDrop %DOMΔ vs this
This listingThisAED 3.60M2,4091,494———4BR Resale · Go to Deal · Fast Growing CommunityAED 2.44M2,2111,106——-26%4,446 Sqft Plot · Single Row · End CornerAED 4.99M4,4461,122——-25%4-bedroom VillaAED 2.65M2,2801,162——-22%Keys In Hand · Ready Unit · P SeriesAED 2.68M2,2731,179——-21%Single Row · Closer to Park · Handing Over SoonAED 2.70M2,2771,186——-21%TAKEAWAYOf 21 comparables, 14 are more expensive per sqft. The 7 cheaper ones are a mix of smaller units and older buildings.
Unlock all comparables · AED 199 / mo
Scatter · distribution · full table · CSV export