4-BED TOWNHOUSE ELORA
4BR + 3BA · 2,599 sqft · Elora
★ Golden VisaVerified 1h ago
Now
AED 3.75M
AED 1,443
Price / sqft
2,599 sqft
Built-up area
4BR + 3BA
5d
On market
vs 12d median
AED 19,329
Mortgage est.
25y · 6% · 20% down
II · THE THESIS
DEAL SCORE PENDINGWHY THIS IS A DEAL
01
HEADLINE · COMPOSITE
SCORE BREAKDOWN
Awaiting first price event to compute score.
Insider unlocks the four evidence rows below.
Motivation · Negotiability · Below median · Every section below
INPUTS
4 signals + relist
WEIGHTS
Drop 35 · Neg 25 · Med 20 · Conf 10 · Relist 10
COMPS
32 comps · 3× daily
BENCHMARK
The Valley, last 180d
REFRESH
3× daily
IV · CASHFLOW
UAE CB GUIDELINES · YOUR ASSUMPTIONSMORTGAGE · RENT · BREAK-EVEN
YOUR ASSUMPTIONS
Down payment20%
15%40%
Interest rate6.00%
3.50%8.00%
Term25 yr
15 yr30 yr
UAE CB caps · 25-yr tenor · 80% LTV on a first home ≤ AED 5M · rates vary by bank — drag the sliders
MONTHLY · NOW
AED 19K
vs AED 19K at pre-drop price (AED 3.75M) · See cuts ↓
DOWN PAYMENT
AED 750K
20% of price
DLD FEE
AED 150K
4% of price
MORTGAGE REG
AED 8K
0.25% loan + 290
CASH TO CLOSE
AED 908K
Day-one out-of-pocket
LOAN AMOUNT
AED 3.00M
25y · 6.00%
TOTAL INTEREST
AED 2.80M
Over full term
RENT VS BUY
RENT · ESTIMATE
AED 19K
/ mo · ~6% gross yield
BUY · NOW
AED 19K
+AED 579 / mo
Your monthly cost is already higher than the rent estimate — the buy vs rent break-even leans on price appreciation rather than monthly cash flow.
STRESS TEST
AT VARIOUS RATESIf rates climb to 8%, your payment grows by ~AED 4K/mo.
V · COMPARABLES
THE VALLEY · 4BR · ACTIVEVALUE · 32 COMPS
VALUE HEADLINE
AED 1,443 /sqft-9%
vs area median AED 1,585 /sqft · 31 comps
RANK
11 / 32
MID/HIGH RANGE
OUR TAKE
★ UnderpricedPRICE × SIZE · DROP-WEIGHTED
DOT SIZE = DROP %AED / SQFT · DISTRIBUTION
BREAKDOWN · 31 LISTINGS
MORE EXPENSIVE /SQFT
21
68% of comps
CHEAPER /SQFT
10
See table
MEDIAN DOM
—
this listing: —
NEW THIS WEEK
—
Last 7 days
ListingPriceSizeAED/sqftDrop %DOMΔ vs this
This listingThisAED 3.75M2,5991,443———4BR Villa · Avelia The Valley · Private Pool & Park ViewsAED 5.09M4,3371,175——-19%4 BED VILLA I EARLY HANDOVER I PRIVATE LIFT I G + 2FAED 7.79M6,3951,218——-16%Facing LagoonAED 5.50M4,4161,245——-14%BrandNew Villa · Multiple OptionsAED 2.70M2,1021,284——-11%Corner Unit · Near to Amenities · More OptionsAED 3.60M2,6171,376——-5%TAKEAWAYOf 31 comparables, 21 are more expensive per sqft. The 10 cheaper ones are a mix of smaller units and older buildings.
Unlock all comparables · AED 199 / mo
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