Drops · Realestate · Dubai · Damac LagoonsBackTHRON-S-149116
5-BED VILLA NICE
5BR + 5BA · 1,650 sqft · Nice
★ Golden VisaVerified 3h ago
Now
AED 3.22M
AED 1,952
Price / sqft
1,650 sqft
Built-up area
5BR + 5BA
14d
On market
vs 7d median
AED 16,597
Mortgage est.
25y · 6% · 20% down
II · THE THESIS
DEAL SCORE PENDINGWHY THIS IS A DEAL
01
HEADLINE · COMPOSITE
SCORE BREAKDOWN
Awaiting first price event to compute score.
Insider unlocks the four evidence rows below.
Motivation · Negotiability · Below median · Every section below
INPUTS
4 signals + relist
WEIGHTS
Drop 35 · Neg 25 · Med 20 · Conf 10 · Relist 10
COMPS
64 comps · 3× daily
BENCHMARK
Damac Lagoons, last 180d
REFRESH
3× daily
IV · CASHFLOW
UAE CB GUIDELINES · YOUR ASSUMPTIONSMORTGAGE · RENT · BREAK-EVEN
YOUR ASSUMPTIONS
Down payment20%
15%40%
Interest rate6.00%
3.50%8.00%
Term25 yr
15 yr30 yr
UAE CB caps · 25-yr tenor · 80% LTV on a first home ≤ AED 5M · rates vary by bank — drag the sliders
MONTHLY · NOW
AED 17K
vs AED 17K at pre-drop price (AED 3.22M) · See cuts ↓
DOWN PAYMENT
AED 644K
20% of price
DLD FEE
AED 129K
4% of price
MORTGAGE REG
AED 7K
0.25% loan + 290
CASH TO CLOSE
AED 780K
Day-one out-of-pocket
LOAN AMOUNT
AED 2.58M
25y · 6.00%
TOTAL INTEREST
AED 2.40M
Over full term
RENT VS BUY
RENT · ESTIMATE
AED 16K
/ mo · ~6% gross yield
BUY · NOW
AED 17K
+AED 497 / mo
Your monthly cost is already higher than the rent estimate — the buy vs rent break-even leans on price appreciation rather than monthly cash flow.
STRESS TEST
AT VARIOUS RATESIf rates climb to 8%, your payment grows by ~AED 3K/mo.
V · COMPARABLES
DAMAC LAGOONS · 5BR · ACTIVEVALUE · 52 COMPS
VALUE HEADLINE
AED 1,952 /sqft+18%
vs area median AED 1,650 /sqft · 51 comps
RANK
44 / 52
MID/HIGH RANGE
PRICE × SIZE · DROP-WEIGHTED
DOT SIZE = DROP %AED / SQFT · DISTRIBUTION
BREAKDOWN · 51 LISTINGS
MORE EXPENSIVE /SQFT
8
16% of comps
CHEAPER /SQFT
43
See table
MEDIAN DOM
—
this listing: —
NEW THIS WEEK
—
Last 7 days
ListingPriceSizeAED/sqftDrop %DOMΔ vs this
This listingThisAED 3.22M1,6501,952———Mediterranean Style · Lagoon Life · Ready NextAED 3.22M3,470928——-52%End Corner · MortgageableAED 3.55M3,3151,071——-45%First Row to Lagoon · Vastu · Lagoon ViewAED 2.58M2,2771,131——-42%Vibrant · Mediterranean Design · Lagoon AccessAED 3.70M3,2621,134——-42%Back to Back · Middle Corner · Vacant · Brand NewAED 3.67M3,2131,142——-41%TAKEAWAYOf 51 comparables, 8 are more expensive per sqft. The 43 cheaper ones are a mix of smaller units and older buildings.
Unlock all comparables · AED 199 / mo
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