Drops · Realestate · Dubai · Damac LagoonsBackFD3D86X7EE8DA5SQDM0W1SPZTW
4-BED VILLA SANTORINI
4BR + 3BA · 1,550 sqft · Santorini
★ Golden VisaVerified 4h ago
Now
AED 2.70M
AED 1,742
Price / sqft
1,550 sqft
Built-up area
4BR + 3BA
62d
On market
vs 7d median
AED 13,917
Mortgage est.
25y · 6% · 20% down
II · THE THESIS
DEAL SCORE PENDINGWHY THIS IS A DEAL
01
HEADLINE · COMPOSITE
SCORE BREAKDOWN
Awaiting first price event to compute score.
Insider unlocks the four evidence rows below.
Motivation · Negotiability · Below median · Every section below
INPUTS
4 signals + relist
WEIGHTS
Drop 35 · Neg 25 · Med 20 · Conf 10 · Relist 10
COMPS
33 comps · 3× daily
BENCHMARK
Damac Lagoons, last 180d
REFRESH
3× daily
IV · CASHFLOW
UAE CB GUIDELINES · YOUR ASSUMPTIONSMORTGAGE · RENT · BREAK-EVEN
YOUR ASSUMPTIONS
Down payment20%
15%40%
Interest rate6.00%
3.50%8.00%
Term25 yr
15 yr30 yr
UAE CB caps · 25-yr tenor · 80% LTV on a first home ≤ AED 5M · rates vary by bank — drag the sliders
MONTHLY · NOW
AED 14K
vs AED 14K at pre-drop price (AED 2.70M) · See cuts ↓
DOWN PAYMENT
AED 540K
20% of price
DLD FEE
AED 108K
4% of price
MORTGAGE REG
AED 6K
0.25% loan + 290
CASH TO CLOSE
AED 654K
Day-one out-of-pocket
LOAN AMOUNT
AED 2.16M
25y · 6.00%
TOTAL INTEREST
AED 2.02M
Over full term
RENT VS BUY
RENT · ESTIMATE
AED 14K
/ mo · ~6% gross yield
BUY · NOW
AED 14K
+AED 417 / mo
Your monthly cost is already higher than the rent estimate — the buy vs rent break-even leans on price appreciation rather than monthly cash flow.
STRESS TEST
AT VARIOUS RATESIf rates climb to 8%, your payment grows by ~AED 3K/mo.
V · COMPARABLES
DAMAC LAGOONS · 4BR · ACTIVEVALUE · 28 COMPS
VALUE HEADLINE
AED 1,742 /sqft+4%
vs area median AED 1,677 /sqft · 27 comps
RANK
23 / 28
MID/HIGH RANGE
PRICE × SIZE · DROP-WEIGHTED
DOT SIZE = DROP %AED / SQFT · DISTRIBUTION
BREAKDOWN · 27 LISTINGS
MORE EXPENSIVE /SQFT
4
15% of comps
CHEAPER /SQFT
23
See table
MEDIAN DOM
—
this listing: —
NEW THIS WEEK
—
Last 7 days
ListingPriceSizeAED/sqftDrop %DOMΔ vs this
This listingThisAED 2.70M1,5501,742———Ready · Mortgageable · Close to LagoonsAED 2.60M1,8521,404——-19%5 BedroomAED 3.40M2,3991,417——-19%Corner · Mortgageable · VastuAED 3.60M2,4091,494——-14%Corner LayoutAED 3.60M2,4031,498——-14%Ready NowAED 3.60M2,3631,523——-13%TAKEAWAYOf 27 comparables, 4 are more expensive per sqft. The 23 cheaper ones are a mix of smaller units and older buildings.
Unlock all comparables · AED 199 / mo
Scatter · distribution · full table · CSV export