Drops · Realestate · Dubai · Damac LagoonsBackMCC-S-76939-47
5-BED TOWNHOUSE SANTORINI
5BR + 5BA · 2,364 sqft · Santorini
★ Golden VisaVerified 4h ago
Now
AED 3.90M
AED 1,650
Price / sqft
2,364 sqft
Built-up area
5BR + 5BA
1d
On market
vs 7d median
AED 20,102
Mortgage est.
25y · 6% · 20% down
II · THE THESIS
DEAL SCORE PENDINGWHY THIS IS A DEAL
01
HEADLINE · COMPOSITE
SCORE BREAKDOWN
Awaiting first price event to compute score.
Insider unlocks the four evidence rows below.
Motivation · Negotiability · Below median · Every section below
INPUTS
4 signals + relist
WEIGHTS
Drop 35 · Neg 25 · Med 20 · Conf 10 · Relist 10
COMPS
36 comps · 3× daily
BENCHMARK
Damac Lagoons, last 180d
REFRESH
3× daily
IV · CASHFLOW
UAE CB GUIDELINES · YOUR ASSUMPTIONSMORTGAGE · RENT · BREAK-EVEN
YOUR ASSUMPTIONS
Down payment20%
15%40%
Interest rate6.00%
3.50%8.00%
Term25 yr
15 yr30 yr
UAE CB caps · 25-yr tenor · 80% LTV on a first home ≤ AED 5M · rates vary by bank — drag the sliders
MONTHLY · NOW
AED 20K
vs AED 20K at pre-drop price (AED 3.90M) · See cuts ↓
DOWN PAYMENT
AED 780K
20% of price
DLD FEE
AED 156K
4% of price
MORTGAGE REG
AED 8K
0.25% loan + 290
CASH TO CLOSE
AED 944K
Day-one out-of-pocket
LOAN AMOUNT
AED 3.12M
25y · 6.00%
TOTAL INTEREST
AED 2.91M
Over full term
RENT VS BUY
RENT · ESTIMATE
AED 20K
/ mo · ~6% gross yield
BUY · NOW
AED 20K
+AED 602 / mo
Your monthly cost is already higher than the rent estimate — the buy vs rent break-even leans on price appreciation rather than monthly cash flow.
STRESS TEST
AT VARIOUS RATESIf rates climb to 8%, your payment grows by ~AED 4K/mo.
V · COMPARABLES
DAMAC LAGOONS · 5BR · ACTIVEVALUE · 29 COMPS
VALUE HEADLINE
AED 1,650 /sqft-2%
vs area median AED 1,677 /sqft · 28 comps
RANK
10 / 29
MID/HIGH RANGE
PRICE × SIZE · DROP-WEIGHTED
DOT SIZE = DROP %AED / SQFT · DISTRIBUTION
BREAKDOWN · 28 LISTINGS
MORE EXPENSIVE /SQFT
17
61% of comps
CHEAPER /SQFT
11
See table
MEDIAN DOM
—
this listing: —
NEW THIS WEEK
—
Last 7 days
ListingPriceSizeAED/sqftDrop %DOMΔ vs this
This listingThisAED 3.90M2,3641,650———Ready · Mortgageable · Close to LagoonsAED 2.60M1,8521,404——-15%5 BedroomAED 3.40M2,3991,417——-14%Corner · Mortgageable · VastuAED 3.60M2,4091,494——-9%Corner · Mortgageable · VastuAED 3.60M2,4091,494——-9%Corner LayoutAED 3.60M2,4031,498——-9%TAKEAWAYOf 28 comparables, 17 are more expensive per sqft. The 11 cheaper ones are a mix of smaller units and older buildings.
Unlock all comparables · AED 199 / mo
Scatter · distribution · full table · CSV export