Drops · Realestate · Dubai · SerenaBackH4L-3631792
3-BED VILLA BELLA CASA
3BR + 4BA · 2,005 sqft · Bella Casa
★ Golden VisaVerified 4h ago
Now
AED 2.88M
AED 1,434
Price / sqft
2,005 sqft
Built-up area
3BR + 4BA
0d
On market
vs 11d median
AED 14,819
Mortgage est.
25y · 6% · 20% down
II · THE THESIS
DEAL SCORE PENDINGWHY THIS IS A DEAL
01
HEADLINE · COMPOSITE
SCORE BREAKDOWN
Awaiting first price event to compute score.
Insider unlocks the four evidence rows below.
Motivation · Negotiability · Below median · Every section below
INPUTS
4 signals + relist
WEIGHTS
Drop 35 · Neg 25 · Med 20 · Conf 10 · Relist 10
COMPS
9 comps · 3× daily
BENCHMARK
Serena, last 180d
REFRESH
3× daily
IV · CASHFLOW
UAE CB GUIDELINES · YOUR ASSUMPTIONSMORTGAGE · RENT · BREAK-EVEN
YOUR ASSUMPTIONS
Down payment20%
15%40%
Interest rate6.00%
3.50%8.00%
Term25 yr
15 yr30 yr
UAE CB caps · 25-yr tenor · 80% LTV on a first home ≤ AED 5M · rates vary by bank — drag the sliders
MONTHLY · NOW
AED 15K
vs AED 15K at pre-drop price (AED 2.88M) · See cuts ↓
DOWN PAYMENT
AED 575K
20% of price
DLD FEE
AED 115K
4% of price
MORTGAGE REG
AED 6K
0.25% loan + 290
CASH TO CLOSE
AED 696K
Day-one out-of-pocket
LOAN AMOUNT
AED 2.30M
25y · 6.00%
TOTAL INTEREST
AED 2.15M
Over full term
RENT VS BUY
RENT · ESTIMATE
AED 14K
/ mo · ~6% gross yield
BUY · NOW
AED 15K
+AED 444 / mo
Your monthly cost is already higher than the rent estimate — the buy vs rent break-even leans on price appreciation rather than monthly cash flow.
STRESS TEST
AT VARIOUS RATESIf rates climb to 8%, your payment grows by ~AED 3K/mo.
V · COMPARABLES
SERENA · 3BR · ACTIVEVALUE · 9 COMPS
VALUE HEADLINE
AED 1,434 /sqft-1%
vs area median AED 1,454 /sqft · 8 comps
RANK
5 / 9
MID/HIGH RANGE
PRICE × SIZE · DROP-WEIGHTED
DOT SIZE = DROP %AED / SQFT · DISTRIBUTION
BREAKDOWN · 8 LISTINGS
MORE EXPENSIVE /SQFT
4
50% of comps
CHEAPER /SQFT
4
See table
MEDIAN DOM
—
this listing: —
NEW THIS WEEK
—
Last 7 days
ListingPriceSizeAED/sqftDrop %DOMΔ vs this
This listingThisAED 2.88M2,0051,434———BIGGEST PLOT · SINGLE ROW · VASTUAED 2.65M2,1141,254——-13%2 PLUS MAIDS · IN FRONT OF PARKAED 2.50M1,8571,346——-6%UNFURNISHED · 2 BR + MAIDSAED 2.50M1,8571,346——-6%EXTENDED · UPGRADED · SINGLE ROW · LANDSCAPEDAED 2.80M2,0021,399——-2%2 BEDROOM · LIGHT WOOD · VASTUAED 2.70M1,8571,454——+1%TAKEAWAYOf 8 comparables, 4 are more expensive per sqft. The 4 cheaper ones are a mix of smaller units and older buildings.
Unlock all comparables · AED 199 / mo
Scatter · distribution · full table · CSV export
VI · AREA INTEL
SERENA · ACTIVE COMPSGEOGRAPHY · PULSE · VELOCITY
AREA PULSE · 30D
BUYER'S MARKET↑ 2↑2 vs prior 30d
PRICE CUTS · SERENA · PROPERTY · 0 PRIOR 30D
MEDIAN PRICE · ACTIVE
AED 2.80MThis: AED 2.88M · +3%
AVG DOM
11d
THIS: 0D · −11D
ACTIVE COMPS
9
listings in segment
SIMILAR INVENTORY
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