Drops · Realestate · Dubai · The SpringsBackL-305610__IF
3-BED VILLA SPRINGS 15
3BR + 3BA · 2,792 sqft · Springs 15
★ Golden VisaVerified 49m ago
Now
AED 5.15M
AED 1,845
Price / sqft
2,792 sqft
Built-up area
3BR + 3BA
0d
On market
vs 7d median
AED 26,545
Mortgage est.
25y · 6% · 20% down
II · THE THESIS
DEAL SCORE PENDINGWHY THIS IS A DEAL
01
HEADLINE · COMPOSITE
SCORE BREAKDOWN
Awaiting first price event to compute score.
Insider unlocks the four evidence rows below.
Motivation · Negotiability · Below median · Every section below
INPUTS
4 signals + relist
WEIGHTS
Drop 35 · Neg 25 · Med 20 · Conf 10 · Relist 10
COMPS
62 comps · 3× daily
BENCHMARK
The Springs, last 180d
REFRESH
3× daily
IV · CASHFLOW
UAE CB GUIDELINES · YOUR ASSUMPTIONSMORTGAGE · RENT · BREAK-EVEN
YOUR ASSUMPTIONS
Down payment20%
15%40%
Interest rate6.00%
3.50%8.00%
Term25 yr
15 yr30 yr
UAE CB caps · 25-yr tenor · 80% LTV on a first home ≤ AED 5M · rates vary by bank — drag the sliders
MONTHLY · NOW
AED 27K
vs AED 27K at pre-drop price (AED 5.15M) · See cuts ↓
DOWN PAYMENT
AED 1.03M
20% of price
DLD FEE
AED 206K
4% of price
MORTGAGE REG
AED 11K
0.25% loan + 290
CASH TO CLOSE
AED 1.25M
Day-one out-of-pocket
LOAN AMOUNT
AED 4.12M
25y · 6.00%
TOTAL INTEREST
AED 3.84M
Over full term
RENT VS BUY
RENT · ESTIMATE
AED 26K
/ mo · ~6% gross yield
BUY · NOW
AED 27K
+AED 795 / mo
Your monthly cost is already higher than the rent estimate — the buy vs rent break-even leans on price appreciation rather than monthly cash flow.
STRESS TEST
AT VARIOUS RATESIf rates climb to 8%, your payment grows by ~AED 5K/mo.
V · COMPARABLES
THE SPRINGS · 3BR · ACTIVEVALUE · 62 COMPS
VALUE HEADLINE
AED 1,845 /sqft-10%
vs area median AED 2,049 /sqft · 61 comps
RANK
20 / 62
MID/HIGH RANGE
OUR TAKE
★ UnderpricedPRICE × SIZE · DROP-WEIGHTED
DOT SIZE = DROP %AED / SQFT · DISTRIBUTION
BREAKDOWN · 61 LISTINGS
MORE EXPENSIVE /SQFT
42
69% of comps
CHEAPER /SQFT
19
See table
MEDIAN DOM
—
this listing: —
NEW THIS WEEK
—
Last 7 days
ListingPriceSizeAED/sqftDrop %DOMΔ vs this
This listingThisAED 5.15M2,7921,845———Extended · Motivated · Vacant On TransferAED 4.00M3,0061,330——-28%Type 4E · Vacant Now · Single RowAED 3.75M2,6071,438——-22%Corner Plot · Park ViewAED 3.80M2,6071,458——-21%Type 4E · Renovation Opportunity · VacantAED 3.80M2,5111,513——-18%Type 4M · Back to BackAED 3.40M2,2141,536——-17%TAKEAWAYOf 61 comparables, 42 are more expensive per sqft. The 19 cheaper ones are a mix of smaller units and older buildings.
Unlock all comparables · AED 199 / mo
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