Drops · Realestate · Dubai · The ValleyBackL-181589

OP + DLD LOW UP FRONT PAYMENT · CLOSE TO PARK

3BR + 4BA · 2,259 sqft · Kaia at The Valley

▼ −3.5%★ Golden VisaVerified 16m ago

Now

€688K

was €713K−€25K · −3.5%

1-day history

Open on PropertyFinder

1-day history

AED 1,208

Price / sqft

2,259 sqft

Built-up area

3BR + 4BA

71d

On market

vs 3d median

EUR 14,072

Mortgage est.

25y · 6% · 20% down

II · THE THESIS

DEAL SCORE 22 / 100

WHY THIS IS A DEAL

HEADLINE · COMPOSITE

Fair deal

Composite of price drop, motivation, area position, and data confidence.

SCORE BREAKDOWN · 22 PTS

Drop % 6/35

Negotiability 7/25

Confidence 9/10

Below — the four signals that built this composite. Free-tier shows the headline only; Insider unlocks the underlying evidence.

MOTIVATION · 30

1 cut · 71d on market · Price evidence ↓

VELOCITY LOW·LATEST CUT −4%

NEGOTIABILITY · LOW

LOW

Suggested offer €640K – €667K. Request a callback ↓

BASED ON · MOTIVATION · CUT COUNT · TIME ON MARKET · TOTAL REDUCTION

Motivation · Negotiability · Below median · Every section below

INPUTS

4 signals + relist

WEIGHTS

Drop 35 · Neg 25 · Med 20 · Conf 10 · Relist 10

COMPS

86 comps · 2h fresh

OFFER BAND

±4% confidence

BENCHMARK

The Valley, last 180d

REFRESH

Hourly

III · THE EVIDENCE

1 CUT · −3.5% · −-€25K

PRICE ACTION · 1 DAYS

PRICE / TIME

Y: AED · X: days since listed · Envelope: median ±8%

AED USD EUR

AskingArea median 2.6MExpected rangeCut event

CUT-BY-CUT · 1 EVENT

was €713K → €688K

1d after listing

−3.5%

-€25K

TOTAL · 1D

−3.5%

-€25K

NARRATIVESingle cut of 3.5% — early signal that the seller is testing the market.

Unlock the price history · AED 199 / mo

Every cut event · area median overlay · CSV export

IV · CASHFLOW

UAE CB GUIDELINES · YOUR ASSUMPTIONS

MORTGAGE · RENT · BREAK-EVEN

YOUR ASSUMPTIONS

Down payment20%

15%40%

Interest rate6.00%

3.50%8.00%

Term25 yr

15 yr30 yr

UAE Central Bank caps residential mortgages at 25 years tenor and 80% LTV for residents on a first home (≤AED 5M). Drag the sliders to model your own assumptions — actual rates vary by bank and profile.

MONTHLY · NOW

€4K−€130 / mo

vs €4K at pre-drop price (€713K) · See cuts ↓

DOWN PAYMENT

€138K

20% of price

DLD FEE

€28K

4% of price

MORTGAGE REG

€1K

0.25% loan + 290

CASH TO CLOSE

€166K

Day-one out-of-pocket

LOAN AMOUNT

€550K

25y · 6.00%

TOTAL INTEREST

€513K

Over full term

RENT VS BUY

RENT · ESTIMATE

€3K

/ mo · ~6% gross yield

BUY · NOW

€4K

+€305 / mo

Your monthly cost is already higher than the rent estimate — the buy vs rent break-even leans on price appreciation rather than monthly cash flow.

STRESS TEST

AT VARIOUS RATES

If rates climb to 8%, your payment grows by ~€702/mo.

V · COMPARABLES

THE VALLEY · 3BR · ACTIVE

VALUE · 50 COMPS

VALUE HEADLINE

AED 1,208 /sqft+1338%

vs area median AED 84 /sqft · 49 comps

RANK

34 / 50

MID/HIGH RANGE

PRICE × SIZE · DROP-WEIGHTED

DOT SIZE = DROP %

AED / SQFT · DISTRIBUTION

BREAKDOWN · 49 LISTINGS

MORE EXPENSIVE /SQFT

31% of comps

CHEAPER /SQFT

See table

MEDIAN DOM

this listing: 1d

NEW THIS WEEK

Fresh inventory

ListingPriceSizeAED/sqftDrop %DOMΔ vs this

TAKEAWAYOf 49 comparables, 15 are more expensive per sqft. The 34 cheaper ones are a mix of smaller units and older buildings.

Unlock all comparables · AED 199 / mo

Scatter · distribution · full table · CSV export

VI · AREA INTEL

THE VALLEY · ACTIVE COMPS

GEOGRAPHY · PULSE · VELOCITY

No coordinates for this area yet.

AREA PULSE · 30D

BUYER'S MARKET

↑ 1223↑414 vs last 30d

drops detected · UAE-wide

MEDIAN PRICE · ACTIVE

€648KThis: €688K · +6%

AVG DOM

THIS: 71D · +68D

ACTIVE COMPS

listings in segment

SIMILAR INVENTORY

Browse drops in The Valley

Browse

VII · TRUST & ACTION

DATA ATTESTED · 25 MAY, 16:25

THIS IS THE MOMENT

SOURCE & CONFIDENCE

90%HIGH

Source

PropertyFinder

Ref · L-181589

Last verified

16m ago

25 May, 16:25

Freshness

Hourly

2h scan window

Method

Direct scrape

Reference-keyed

VERIFIED SPECIALISTS

No verified specialist for this area yet. Submit a callback and we'll match one.

Request a callback

We aim to respond within 4hNo spam · 1 message

SAVE & SHARE

Sourced & verified by UAEDrops. Independent — we don't accept agency listings.

VIII · NEXT BEST

4 ACTIVE IN THE VALLEY · RANKED BY RECENCY

SIMILAR OPPORTUNITIES

SCORE 25

Community Expert | Internal | Single row | Vastu

TOWNHOUSE · JEBEL ALI VILLAGE TOWNHOUSES

€1.49M

ACTIVE LISTING

SCORE 25

Exclusive | Genuine | Internal Location

TOWNHOUSE · TILAL AL GHAF

€1.13M

ACTIVE LISTING

SCORE 25

Premium location | Near to pool | Best option

Internal Location | View Today | VOT

TOWNHOUSE · TILAL AL GHAF

€882K

ACTIVE LISTING

Browse all drops in real estate →

Refreshed hourly