Drops · Realestate · Abu Dhabi · Yas IslandBackAML-S-0007490

APARTMENT GARDENIA BAY

484 sqft · Gardenia Bay

▼ −15.4%Verified 47d ago

Now

AED 1.10M

was 1.30M−200K · −15.4%

76-day history

Open on PropertyFinder

76-day history

II · THE THESIS

DEAL SCORE 49 / 100

WHY THIS IS A DEAL

BOTTOM LINE

Scored 49/100 (Good opportunity) because seller has made 1 cut since listing 77d ago. A fair offer band sits AED 968K–AED 1.04M.

All four signals + supporting evidence below. How do these scores work?

HEADLINE · COMPOSITE

Good opportunity

Composite of price drop, motivation, area position, and data confidence.

SCORE BREAKDOWN · 49 PTS

Drop % 27/35

Negotiability 13/25

Confidence 9/10

Free-tier shows the headline only. Insider unlocks the four detailed evidence rows below.

MOTIVATION · 45

1 cut · 77d on market · Price evidence ↓

VELOCITY MEDIUM·MOST RECENT CUT −15%

NEGOTIABILITY · HIGH

HIGH

Suggested offer AED 968K – AED 1.04M. Find a specialist ↓

BASED ON · MOTIVATION · CUT COUNT · TIME ON MARKET · TOTAL REDUCTION

Motivation · Negotiability · Below median · Every section below

INPUTS

4 signals + relist

WEIGHTS

Drop 35 · Neg 25 · Med 20 · Conf 10 · Relist 10

COMPS

41 comps · 2h fresh

OFFER BAND

±4% confidence

BENCHMARK

Yas Island, last 180d

REFRESH

Hourly

III · THE EVIDENCE

1 CUT · −15.4% · −-200K

PRICE ACTION · 13 DAYS

PRICE / TIME

Y: AED · X: days since listed · Envelope: median ±8%

AED USD EUR

AskingArea median 0.3MExpected rangeCut event

CUT-BY-CUT · 1 EVENT

D13

was AED 1.30M → AED 1.10M

13d after listing

−15.4%

-AED 200K

TOTAL · 13D

−15.4%

-AED 200K

NARRATIVESingle cut of 15.4% — early signal that the seller is testing the market.

Unlock the price history · AED 199 / mo

Every cut event · area median overlay · CSV export

IV · CASHFLOW

UAE CB GUIDELINES · YOUR ASSUMPTIONS

MORTGAGE · RENT · BREAK-EVEN

YOUR ASSUMPTIONS

Down payment20%

15%40%

Interest rate6.00%

3.50%8.00%

Term25 yr

15 yr30 yr

UAE Central Bank caps residential mortgages at 25 years tenor and 80% LTV for residents on a first home (≤AED 5M). Drag the sliders to model your own assumptions — actual rates vary by bank and profile.

MONTHLY · NOW

AED 6K−AED 1K / mo

vs AED 7K at pre-drop price (AED 1.30M) · See cuts ↓

DOWN PAYMENT

AED 220K

20% of price

DLD FEE

AED 44K

4% of price

MORTGAGE REG

AED 2K

0.25% loan + 290

CASH TO CLOSE

AED 266K

Day-one out-of-pocket

LOAN AMOUNT

AED 880K

25y · 6.00%

TOTAL INTEREST

AED 821K

Over full term

RENT VS BUY

RENT · ESTIMATE

AED 1K

/ mo · ~6% gross yield

BUY · NOW

AED 6K

+AED 4K / mo

Your monthly cost is already higher than the rent estimate — the buy vs rent break-even leans on price appreciation rather than monthly cash flow.

STRESS TEST

AT VARIOUS RATES

If rates climb to 8%, your payment grows by ~AED 1K/mo.

V · COMPARABLES

YAS ISLAND · ACTIVE

VALUE · 6 COMPS

VALUE HEADLINE

AED 2,273 /sqft+1748%

vs area median AED 123 /sqft · 5 comps

RANK

6 / 6

MID/HIGH RANGE

PRICE × SIZE · DROP-WEIGHTED

DOT SIZE = DROP %

AED / SQFT · DISTRIBUTION

BREAKDOWN · 5 LISTINGS

MORE EXPENSIVE /SQFT

0% of comps

CHEAPER /SQFT

See table

MEDIAN DOM

this listing: 0d

NEW THIS WEEK

Fresh inventory

ListingPriceSizeAED/sqftDrop %DOMΔ vs this

TAKEAWAYOf 5 comparables, 0 are more expensive per sqft. The 5 cheaper ones are a mix of smaller units and older buildings.

Unlock all comparables · AED 199 / mo

Scatter · distribution · full table · CSV export

VI · AREA INTEL

YAS ISLAND · ACTIVE COMPS

GEOGRAPHY · PULSE · VELOCITY

AREA PULSE · 30D

SLOWING

↓ 281↓757 vs last 30d

drops detected · UAE-wide

MEDIAN PRICE · ACTIVE

AED 260KThis: AED 1.10M · +323%

AVG DOM

11d

THIS: 77D · +66D

ACTIVE COMPS

listings in segment

SIMILAR INVENTORY

Browse drops in Yas Island

Browse

APARTMENT GARDENIA BAY

WHY THIS IS A DEAL

PRICE ACTION · 13 DAYS

MORTGAGE · RENT · BREAK-EVEN

VALUE · 6 COMPS

GEOGRAPHY · PULSE · VELOCITY

THIS IS THE MOMENT

SIMILAR OPPORTUNITIES