Drops ยท Realestate ยท Dubai ยท Dubai IslandsBackXRP-BAY-ESTATE-TH-008
3-BED TOWNHOUSE BAY ESTATE
3BR + 5BA ยท 3,055 sqft ยท Bay Estate
โ
Golden VisaVerified 4h ago
Now
AED 5.91M
AED 1,934
Price / sqft
3,055 sqft
Built-up area
3BR + 5BA
0d
On market
vs 10d median
AED 30,452
Mortgage est.
25y ยท 6% ยท 20% down
II ยท THE THESIS
DEAL SCORE PENDINGWHY THIS IS A DEAL
01
HEADLINE ยท COMPOSITE
SCORE BREAKDOWN
Awaiting first price event to compute score.
Insider unlocks the four evidence rows below.
Motivation ยท Negotiability ยท Below median ยท Every section below
INPUTS
4 signals + relist
WEIGHTS
Drop 35 ยท Neg 25 ยท Med 20 ยท Conf 10 ยท Relist 10
COMPS
23 comps ยท Daily
BENCHMARK
Dubai Islands, last 180d
REFRESH
Daily
IV ยท CASHFLOW
UAE CB GUIDELINES ยท YOUR ASSUMPTIONSMORTGAGE ยท RENT ยท BREAK-EVEN
YOUR ASSUMPTIONS
Down payment20%
15%40%
Interest rate6.00%
3.50%8.00%
Term25 yr
15 yr30 yr
UAE CB caps ยท 25-yr tenor ยท 80% LTV on a first home โค AED 5M ยท rates vary by bank โ drag the sliders
MONTHLY ยท NOW
AED 30K
vs AED 30K at pre-drop price (AED 5.91M) ยท See cuts โ
DOWN PAYMENT
AED 1.18M
20% of price
DLD FEE
AED 236K
4% of price
MORTGAGE REG
AED 12K
0.25% loan + 290
CASH TO CLOSE
AED 1.43M
Day-one out-of-pocket
LOAN AMOUNT
AED 4.73M
25y ยท 6.00%
TOTAL INTEREST
AED 4.41M
Over full term
RENT VS BUY
RENT ยท ESTIMATE
AED 30K
/ mo ยท ~6% gross yield
BUY ยท NOW
AED 30K
+AED 912 / mo
Your monthly cost is already higher than the rent estimate โ the buy vs rent break-even leans on price appreciation rather than monthly cash flow.
STRESS TEST
AT VARIOUS RATESIf rates climb to 8%, your payment grows by ~AED 6K/mo.
V ยท COMPARABLES
DUBAI ISLANDS ยท 3BR ยท ACTIVEVALUE ยท 19 COMPS
VALUE HEADLINE
AED 1,934 /sqft+1%
vs area median AED 1,923 /sqft ยท 18 comps
RANK
11 / 19
MID/HIGH RANGE
PRICE ร SIZE ยท DROP-WEIGHTED
DOT SIZE = DROP %AED / SQFT ยท DISTRIBUTION
BREAKDOWN ยท 18 LISTINGS
MORE EXPENSIVE /SQFT
8
44% of comps
CHEAPER /SQFT
10
See table
MEDIAN DOM
โ
this listing: โ
NEW THIS WEEK
โ
Last 7 days
ListingPriceSizeAED/sqftDrop %DOMฮ vs this
This listingThisAED 5.91M3,0551,934โโโBest Beachfront 4BR ยท Resale ยท Corner Unit ยท No #1 AgentAED 5.63M4,2341,329โโ-31%Over 20 Exclusive Units ยท Community Specialist ยท On The Park ยท Single RowAED 9.30M6,9641,335โโ-31%NATURE-LED VILLA ยท ROOF DECKAED 8.20M5,8851,394โโ-28%Most Demanded ยท Beachfront 3BR TH ยท Launch ยท Community ExpertAED 5.90M3,8151,547โโ-20%4BR Garden Villa ยท New Launch ยท Beachfront ยท Capital AppreciationAED 10.00M6,3521,574โโ-19%TAKEAWAYOf 18 comparables, 8 are more expensive per sqft. The 10 cheaper ones are a mix of smaller units and older buildings.
Unlock all comparables ยท AED 199 / mo
Scatter ยท distribution ยท full table ยท CSV export