3-BED VILLA THE SPRINGS 3
3BR + 3BA · 1,649 sqft · The Springs 3
★ Golden VisaVerified 3h ago
Now
AED 4.40M
AED 2,668
Price / sqft
1,649 sqft
Built-up area
3BR + 3BA
0d
On market
vs 9d median
AED 22,674
Mortgage est.
25y · 6% · 20% down
II · THE THESIS
DEAL SCORE PENDINGWHY THIS IS A DEAL
01
HEADLINE · COMPOSITE
SCORE BREAKDOWN
Awaiting first price event to compute score.
Insider unlocks the four evidence rows below.
Motivation · Negotiability · Below median · Every section below
INPUTS
4 signals + relist
WEIGHTS
Drop 35 · Neg 25 · Med 20 · Conf 10 · Relist 10
COMPS
32 comps · Daily
BENCHMARK
The Springs, last 180d
REFRESH
Daily
IV · CASHFLOW
UAE CB GUIDELINES · YOUR ASSUMPTIONSMORTGAGE · RENT · BREAK-EVEN
YOUR ASSUMPTIONS
Down payment20%
15%40%
Interest rate6.00%
3.50%8.00%
Term25 yr
15 yr30 yr
UAE CB caps · 25-yr tenor · 80% LTV on a first home ≤ AED 5M · rates vary by bank — drag the sliders
MONTHLY · NOW
AED 23K
vs AED 23K at pre-drop price (AED 4.40M) · See cuts ↓
DOWN PAYMENT
AED 880K
20% of price
DLD FEE
AED 176K
4% of price
MORTGAGE REG
AED 9K
0.25% loan + 290
CASH TO CLOSE
AED 1.06M
Day-one out-of-pocket
LOAN AMOUNT
AED 3.52M
25y · 6.00%
TOTAL INTEREST
AED 3.28M
Over full term
RENT VS BUY
RENT · ESTIMATE
AED 22K
/ mo · ~6% gross yield
BUY · NOW
AED 23K
+AED 679 / mo
Your monthly cost is already higher than the rent estimate — the buy vs rent break-even leans on price appreciation rather than monthly cash flow.
STRESS TEST
AT VARIOUS RATESIf rates climb to 8%, your payment grows by ~AED 4K/mo.
V · COMPARABLES
THE SPRINGS · 3BR · ACTIVEVALUE · 32 COMPS
VALUE HEADLINE
AED 2,668 /sqft+40%
vs area median AED 1,912 /sqft · 31 comps
RANK
29 / 32
MID/HIGH RANGE
PRICE × SIZE · DROP-WEIGHTED
DOT SIZE = DROP %AED / SQFT · DISTRIBUTION
BREAKDOWN · 31 LISTINGS
MORE EXPENSIVE /SQFT
3
10% of comps
CHEAPER /SQFT
28
See table
MEDIAN DOM
—
this listing: —
NEW THIS WEEK
—
Last 7 days
ListingPriceSizeAED/sqftDrop %DOMΔ vs this
This listingThisAED 4.40M1,6492,668———Type 4E · Vacant Now · Single RowAED 3.75M2,6071,438——-46%Corner Plot · Park ViewAED 3.80M2,6071,458——-45%Type 4E · Springs 2 · 2BR + Maid · OriginalAED 3.90M2,6101,494——-44%Type 4E · Renovation Opportunity · VacantAED 3.80M2,5111,513——-43%Larger Plot · Type 4M · Springs 14AED 3.65M2,2271,639——-39%TAKEAWAYOf 31 comparables, 3 are more expensive per sqft. The 28 cheaper ones are a mix of smaller units and older buildings.
Unlock all comparables · AED 199 / mo
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