7-BED VILLA PORTOFINO
7BR + 10BA · 10,763 sqft · Portofino
★ Golden VisaVerified 3h ago
Now
AED 20.50M
AED 1,905
Price / sqft
10,763 sqft
Built-up area
7BR + 10BA
0d
On market
vs 7d median
AED 105,670
Mortgage est.
25y · 6% · 20% down
II · THE THESIS
DEAL SCORE PENDINGWHY THIS IS A DEAL
01
HEADLINE · COMPOSITE
SCORE BREAKDOWN
Awaiting first price event to compute score.
Insider unlocks the four evidence rows below.
Motivation · Negotiability · Below median · Every section below
INPUTS
4 signals + relist
WEIGHTS
Drop 35 · Neg 25 · Med 20 · Conf 10 · Relist 10
COMPS
37 comps · Daily
BENCHMARK
Damac Lagoons, last 180d
REFRESH
Daily
IV · CASHFLOW
UAE CB GUIDELINES · YOUR ASSUMPTIONSMORTGAGE · RENT · BREAK-EVEN
YOUR ASSUMPTIONS
Down payment20%
15%40%
Interest rate6.00%
3.50%8.00%
Term25 yr
15 yr30 yr
UAE CB caps · 25-yr tenor · 80% LTV on a first home ≤ AED 5M · rates vary by bank — drag the sliders
MONTHLY · NOW
AED 106K
vs AED 106K at pre-drop price (AED 20.50M) · See cuts ↓
DOWN PAYMENT
AED 4.10M
20% of price
DLD FEE
AED 820K
4% of price
MORTGAGE REG
AED 41K
0.25% loan + 290
CASH TO CLOSE
AED 4.96M
Day-one out-of-pocket
LOAN AMOUNT
AED 16.40M
25y · 6.00%
TOTAL INTEREST
AED 15.30M
Over full term
RENT VS BUY
RENT · ESTIMATE
AED 103K
/ mo · ~6% gross yield
BUY · NOW
AED 106K
+AED 3K / mo
Your monthly cost is already higher than the rent estimate — the buy vs rent break-even leans on price appreciation rather than monthly cash flow.
STRESS TEST
AT VARIOUS RATESIf rates climb to 8%, your payment grows by ~AED 21K/mo.
VI · AREA INTEL
DAMAC LAGOONS · ACTIVE COMPSGEOGRAPHY · PULSE · VELOCITY
No coordinates for this area yet.
AREA PULSE · 30D
SLOWING↓ 11↓1 vs prior 30d
PRICE CUTS · DAMAC LAGOONS · PROPERTY · 12 PRIOR 30D
MEDIAN PRICE · ACTIVE
AED 2.70MThis: AED 20.50M · +659%
AVG DOM
7d
THIS: 0D · −7D
ACTIVE COMPS
37
listings in segment
SIMILAR INVENTORY
Browse drops in Damac Lagoons
VII · TRUST & ACTION
DATA ATTESTEDTHIS IS THE MOMENT
SOURCE & CONFIDENCE
90%HIGH
Source
Bayut
Ref · FTM-PORT-01
Last verified
…
24 Oct, 04:51
Freshness
Daily
24h scan window
Method
Direct scrape
Reference-keyed
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