Drops · Realestate · Dubai · HarmonyBackTG-HARM-CALUM-010

5BR VILLA HARMONY 3

5BR + 5BA · 7,201 sqft · Harmony 3

★ Golden VisaVerified 1h ago

Now

AED 14.00M

Open on PropertyFinder

AED 1,944

Price / sqft

7,201 sqft

Built-up area

5BR + 5BA

On market

AED 72,162

Mortgage est.

25y · 6% · 20% down

II · THE THESIS

DEAL SCORE PENDING

WHY THIS IS A DEAL

BOTTOM LINE

because listed 0 days ago.

All four signals + supporting evidence below. How do these scores work?

HEADLINE · COMPOSITE

Composite of price drop, motivation, area position, and data confidence.

SCORE BREAKDOWN

Awaiting first price event to compute score.

Free-tier shows the headline only. Insider unlocks the four detailed evidence rows below.

Motivation · Negotiability · Below median · Every section below

INPUTS

4 signals + relist

WEIGHTS

Drop 35 · Neg 25 · Med 20 · Conf 10 · Relist 10

COMPS

Active comps refreshed 3× daily

BENCHMARK

Harmony, last 180d

REFRESH

3× daily

IV · CASHFLOW

UAE CB GUIDELINES · YOUR ASSUMPTIONS

MORTGAGE · RENT · BREAK-EVEN

YOUR ASSUMPTIONS

Down payment20%

15%40%

Interest rate6.00%

3.50%8.00%

Term25 yr

15 yr30 yr

UAE Central Bank caps residential mortgages at 25 years tenor and 80% LTV for residents on a first home (≤AED 5M). Drag the sliders to model your own assumptions — actual rates vary by bank and profile.

MONTHLY · NOW

AED 72K

vs AED 72K at pre-drop price (AED 14.00M) · See cuts ↓

DOWN PAYMENT

AED 2.80M

20% of price

DLD FEE

AED 560K

4% of price

MORTGAGE REG

AED 28K

0.25% loan + 290

CASH TO CLOSE

AED 3.39M

Day-one out-of-pocket

LOAN AMOUNT

AED 11.20M

25y · 6.00%

TOTAL INTEREST

AED 10.45M

Over full term

RENT VS BUY

RENT · ESTIMATE

AED 70K

/ mo · ~6% gross yield

BUY · NOW

AED 72K

+AED 2K / mo

Your monthly cost is already higher than the rent estimate — the buy vs rent break-even leans on price appreciation rather than monthly cash flow.

STRESS TEST

AT VARIOUS RATES

If rates climb to 8%, your payment grows by ~AED 14K/mo.

VII · TRUST & ACTION

DATA ATTESTED · 01 SEP, 19:19

THIS IS THE MOMENT

SOURCE & CONFIDENCE

90%HIGH

Source

PropertyFinder

Ref · TG-HARM-CALUM-010

Last verified

…

01 Sep, 19:19

Freshness

3× daily

8h scan window

Method

Direct scrape

Reference-keyed

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Sourced & verified by UAEDrops. Independent — we don't accept agency listings.

5BR VILLA HARMONY 3

WHY THIS IS A DEAL

MORTGAGE · RENT · BREAK-EVEN

THIS IS THE MOMENT

SIMILAR OPPORTUNITIES