Drops · Realestate · Dubai · The ValleyBackMVS-000202-P1
3-BED VILLA ELVA
3BR + 3BA · 1,937 sqft · Elva
★ Golden VisaVerified 4h ago
Now
AED 2.90M
AED 1,497
Price / sqft
1,937 sqft
Built-up area
3BR + 3BA
25d
On market
vs 12d median
AED 14,948
Mortgage est.
25y · 6% · 20% down
II · THE THESIS
DEAL SCORE PENDINGWHY THIS IS A DEAL
01
HEADLINE · COMPOSITE
SCORE BREAKDOWN
Awaiting first price event to compute score.
Insider unlocks the four evidence rows below.
Motivation · Negotiability · Below median · Every section below
INPUTS
4 signals + relist
WEIGHTS
Drop 35 · Neg 25 · Med 20 · Conf 10 · Relist 10
COMPS
20 comps · 3× daily
BENCHMARK
The Valley, last 180d
REFRESH
3× daily
IV · CASHFLOW
UAE CB GUIDELINES · YOUR ASSUMPTIONSMORTGAGE · RENT · BREAK-EVEN
YOUR ASSUMPTIONS
Down payment20%
15%40%
Interest rate6.00%
3.50%8.00%
Term25 yr
15 yr30 yr
UAE CB caps · 25-yr tenor · 80% LTV on a first home ≤ AED 5M · rates vary by bank — drag the sliders
MONTHLY · NOW
AED 15K
vs AED 15K at pre-drop price (AED 2.90M) · See cuts ↓
DOWN PAYMENT
AED 580K
20% of price
DLD FEE
AED 116K
4% of price
MORTGAGE REG
AED 6K
0.25% loan + 290
CASH TO CLOSE
AED 702K
Day-one out-of-pocket
LOAN AMOUNT
AED 2.32M
25y · 6.00%
TOTAL INTEREST
AED 2.16M
Over full term
RENT VS BUY
RENT · ESTIMATE
AED 15K
/ mo · ~6% gross yield
BUY · NOW
AED 15K
+AED 448 / mo
Your monthly cost is already higher than the rent estimate — the buy vs rent break-even leans on price appreciation rather than monthly cash flow.
STRESS TEST
AT VARIOUS RATESIf rates climb to 8%, your payment grows by ~AED 3K/mo.
V · COMPARABLES
THE VALLEY · 3BR · ACTIVEVALUE · 19 COMPS
VALUE HEADLINE
AED 1,497 /sqft-12%
vs area median AED 1,703 /sqft · 18 comps
RANK
6 / 19
MID/HIGH RANGE
OUR TAKE
★ UnderpricedPRICE × SIZE · DROP-WEIGHTED
DOT SIZE = DROP %AED / SQFT · DISTRIBUTION
BREAKDOWN · 18 LISTINGS
MORE EXPENSIVE /SQFT
13
72% of comps
CHEAPER /SQFT
5
See table
MEDIAN DOM
—
this listing: —
NEW THIS WEEK
—
Last 7 days
ListingPriceSizeAED/sqftDrop %DOMΔ vs this
This listingThisAED 2.90M1,9371,497———BrandNew Villa · Multiple OptionsAED 2.70M2,1021,284——-14%Corner Unit · Near to Amenities · More OptionsAED 3.60M2,6171,376——-8%Handed Over · Mortgage EligibleAED 3.50M2,5051,397——-7%Close to Amenities · Accepting Mortgage · GenuineAED 3.52M2,4861,418——-5%Near Amenities · Vacant on TransferAED 2.70M1,8731,442——-4%TAKEAWAYOf 18 comparables, 13 are more expensive per sqft. The 5 cheaper ones are a mix of smaller units and older buildings.
Unlock all comparables · AED 199 / mo
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