3-BED TOWNHOUSE SHAMS TOWNHOUSES
3BR + 4BA · 1,873 sqft · Shams Townhouses
★ Golden VisaVerified 3d ago
Now
AED 2.90M
AED 1,548
Price / sqft
1,873 sqft
Built-up area
3BR + 4BA
15d
On market
vs 16d median
AED 14,948
Mortgage est.
25y · 6% · 20% down
II · THE THESIS
DEAL SCORE PENDINGWHY THIS IS A DEAL
01
HEADLINE · COMPOSITE
SCORE BREAKDOWN
Awaiting first price event to compute score.
Insider unlocks the four evidence rows below.
Motivation · Negotiability · Below median · Every section below
INPUTS
4 signals + relist
WEIGHTS
Drop 35 · Neg 25 · Med 20 · Conf 10 · Relist 10
COMPS
11 comps · 3× daily
BENCHMARK
Town Square, last 180d
REFRESH
3× daily
IV · CASHFLOW
UAE CB GUIDELINES · YOUR ASSUMPTIONSMORTGAGE · RENT · BREAK-EVEN
YOUR ASSUMPTIONS
Down payment20%
15%40%
Interest rate6.00%
3.50%8.00%
Term25 yr
15 yr30 yr
UAE CB caps · 25-yr tenor · 80% LTV on a first home ≤ AED 5M · rates vary by bank — drag the sliders
MONTHLY · NOW
AED 15K
vs AED 15K at pre-drop price (AED 2.90M) · See cuts ↓
DOWN PAYMENT
AED 580K
20% of price
DLD FEE
AED 116K
4% of price
MORTGAGE REG
AED 6K
0.25% loan + 290
CASH TO CLOSE
AED 702K
Day-one out-of-pocket
LOAN AMOUNT
AED 2.32M
25y · 6.00%
TOTAL INTEREST
AED 2.16M
Over full term
RENT VS BUY
RENT · ESTIMATE
AED 15K
/ mo · ~6% gross yield
BUY · NOW
AED 15K
+AED 448 / mo
Your monthly cost is already higher than the rent estimate — the buy vs rent break-even leans on price appreciation rather than monthly cash flow.
STRESS TEST
AT VARIOUS RATESIf rates climb to 8%, your payment grows by ~AED 3K/mo.
V · COMPARABLES
TOWN SQUARE · 3BR · ACTIVEVALUE · 12 COMPS
VALUE HEADLINE
AED 1,548 /sqft+8%
vs area median AED 1,432 /sqft · 11 comps
RANK
11 / 12
MID/HIGH RANGE
PRICE × SIZE · DROP-WEIGHTED
DOT SIZE = DROP %AED / SQFT · DISTRIBUTION
BREAKDOWN · 11 LISTINGS
MORE EXPENSIVE /SQFT
1
9% of comps
CHEAPER /SQFT
10
See table
MEDIAN DOM
—
this listing: —
NEW THIS WEEK
—
Last 7 days
ListingPriceSizeAED/sqftDrop %DOMΔ vs this
This listingThisAED 2.90M1,8731,548———and Spacious 3BR TH · VacantAED 2.60M2,0541,266——-18%Type 2 · Tenanted · Pool NearbyAED 2.60M2,0131,292——-17%Vacant on Transfer · Close to AmenitiesAED 2.65M2,0311,305——-16%Smart InvestmentAED 2.70M2,0131,341——-13%4BR + MAID · SHAMS TOWNHOUSES · TOWN SQUAREAED 3.85M2,7111,420——-8%TAKEAWAYOf 11 comparables, 1 are more expensive per sqft. The 10 cheaper ones are a mix of smaller units and older buildings.
Unlock all comparables · AED 199 / mo
Scatter · distribution · full table · CSV export
VI · AREA INTEL
TOWN SQUARE · ACTIVE COMPSGEOGRAPHY · PULSE · VELOCITY
AREA PULSE · 30D
BUYER'S MARKET↑ 3↑2 vs prior 30d
PRICE CUTS · TOWN SQUARE · PROPERTY · 1 PRIOR 30D
MEDIAN PRICE · ACTIVE
AED 2.90MThis: AED 2.90M · 0%
AVG DOM
16d
THIS: 15D · −1D
ACTIVE COMPS
12
listings in segment
SIMILAR INVENTORY
Browse drops in Town Square