4-BED VILLA PALMA
4BR + 4BA · 4,650 sqft · Palma
★ Golden VisaVerified 4h ago
Now
AED 7.80M
AED 1,677
Price / sqft
4,650 sqft
Built-up area
4BR + 4BA
0d
On market
vs 3d median
AED 40,204
Mortgage est.
25y · 6% · 20% down
II · THE THESIS
DEAL SCORE PENDINGWHY THIS IS A DEAL
01
HEADLINE · COMPOSITE
SCORE BREAKDOWN
Awaiting first price event to compute score.
Insider unlocks the four evidence rows below.
Motivation · Negotiability · Below median · Every section below
INPUTS
4 signals + relist
WEIGHTS
Drop 35 · Neg 25 · Med 20 · Conf 10 · Relist 10
COMPS
15 comps · 3× daily
BENCHMARK
Arabian Ranches 2, last 180d
REFRESH
3× daily
IV · CASHFLOW
UAE CB GUIDELINES · YOUR ASSUMPTIONSMORTGAGE · RENT · BREAK-EVEN
YOUR ASSUMPTIONS
Down payment20%
15%40%
Interest rate6.00%
3.50%8.00%
Term25 yr
15 yr30 yr
UAE CB caps · 25-yr tenor · 80% LTV on a first home ≤ AED 5M · rates vary by bank — drag the sliders
MONTHLY · NOW
AED 40K
vs AED 40K at pre-drop price (AED 7.80M) · See cuts ↓
DOWN PAYMENT
AED 1.56M
20% of price
DLD FEE
AED 312K
4% of price
MORTGAGE REG
AED 16K
0.25% loan + 290
CASH TO CLOSE
AED 1.89M
Day-one out-of-pocket
LOAN AMOUNT
AED 6.24M
25y · 6.00%
TOTAL INTEREST
AED 5.82M
Over full term
RENT VS BUY
RENT · ESTIMATE
AED 39K
/ mo · ~6% gross yield
BUY · NOW
AED 40K
+AED 1K / mo
Your monthly cost is already higher than the rent estimate — the buy vs rent break-even leans on price appreciation rather than monthly cash flow.
STRESS TEST
AT VARIOUS RATESIf rates climb to 8%, your payment grows by ~AED 8K/mo.
V · COMPARABLES
ARABIAN RANCHES 2 · 4BR · ACTIVEVALUE · 15 COMPS
VALUE HEADLINE
AED 1,677 /sqft-18%
vs area median AED 2,055 /sqft · 14 comps
RANK
3 / 15
CHEAPEST QUARTILE
OUR TAKE
★ UnderpricedPRICE × SIZE · DROP-WEIGHTED
DOT SIZE = DROP %AED / SQFT · DISTRIBUTION
BREAKDOWN · 14 LISTINGS
MORE EXPENSIVE /SQFT
12
86% of comps
CHEAPER /SQFT
2
See table
MEDIAN DOM
—
this listing: —
NEW THIS WEEK
—
Last 7 days
ListingPriceSizeAED/sqftDrop %DOMΔ vs this
This listingThisAED 7.80M4,6501,677———Vacant · 5BR + Maid'sAED 7.25M6,9841,038——-38%Partial Park View · Vacant Soon · 4 BedAED 10.00M6,5451,528——-9%Owner Occupied · UpgradedAED 3.80M2,2161,715——+2%Owner Occupied · UpgradedAED 3.80M1,9551,944——+16%Single RowAED 3.80M1,9481,951——+16%TAKEAWAYOf 14 comparables, 12 are more expensive per sqft. The 2 cheaper ones are a mix of smaller units and older buildings.
Unlock all comparables · AED 199 / mo
Scatter · distribution · full table · CSV export