2-BED APARTMENT SAADIYAT GROVE
2BR + 2BA · 1,287 sqft · Saadiyat Grove
★ Golden VisaVerified 128d ago
Now
AED 3.80M
AED 2,953
Price / sqft
1,287 sqft
Built-up area
2BR + 2BA
20716d
On market
vs 47d median
AED 19,587
Mortgage est.
25y · 6% · 20% down
II · THE THESIS
DEAL SCORE PENDINGWHY THIS IS A DEAL
01
HEADLINE · COMPOSITE
SCORE BREAKDOWN
Awaiting first price event to compute score.
Insider unlocks the four evidence rows below.
Motivation · Negotiability · Below median · Every section below
INPUTS
4 signals + relist
WEIGHTS
Drop 35 · Neg 25 · Med 20 · Conf 10 · Relist 10
COMPS
21 comps · Daily
BENCHMARK
Saadiyat Island, last 180d
REFRESH
Daily
IV · CASHFLOW
UAE CB GUIDELINES · YOUR ASSUMPTIONSMORTGAGE · RENT · BREAK-EVEN
YOUR ASSUMPTIONS
Down payment20%
15%40%
Interest rate6.00%
3.50%8.00%
Term25 yr
15 yr30 yr
UAE CB caps · 25-yr tenor · 80% LTV on a first home ≤ AED 5M · rates vary by bank — drag the sliders
MONTHLY · NOW
AED 20K
vs AED 20K at pre-drop price (AED 3.80M) · See cuts ↓
DOWN PAYMENT
AED 760K
20% of price
DLD FEE
AED 152K
4% of price
MORTGAGE REG
AED 8K
0.25% loan + 290
CASH TO CLOSE
AED 920K
Day-one out-of-pocket
LOAN AMOUNT
AED 3.04M
25y · 6.00%
TOTAL INTEREST
AED 2.84M
Over full term
RENT VS BUY
RENT · ESTIMATE
AED 19K
/ mo · ~6% gross yield
BUY · NOW
AED 20K
+AED 587 / mo
Your monthly cost is already higher than the rent estimate — the buy vs rent break-even leans on price appreciation rather than monthly cash flow.
STRESS TEST
AT VARIOUS RATESIf rates climb to 8%, your payment grows by ~AED 4K/mo.
V · COMPARABLES
SAADIYAT ISLAND · 2BR · ACTIVEVALUE · 9 COMPS
VALUE HEADLINE
AED 2,953 /sqft+15%
vs area median AED 2,578 /sqft · 8 comps
RANK
6 / 9
MID/HIGH RANGE
PRICE × SIZE · DROP-WEIGHTED
DOT SIZE = DROP %AED / SQFT · DISTRIBUTION
BREAKDOWN · 8 LISTINGS
MORE EXPENSIVE /SQFT
3
38% of comps
CHEAPER /SQFT
5
See table
MEDIAN DOM
—
this listing: —
NEW THIS WEEK
—
Last 7 days
ListingPriceSizeAED/sqftDrop %DOMΔ vs this
This listingThisAED 3.80M1,2872,953———Corner 1BHK · Serene ViewAED 1.80M8332,161——-27%Hottest Deal · Park View · 1BR w/ BalconyAED 1.70M7612,231——-24%1BRAED 1.70M7582,243——-24%1BR · Full FacilitiesAED 2.05M8612,381——-19%1 BR · Invest DealAED 1.90M7372,578——-13%TAKEAWAYOf 8 comparables, 3 are more expensive per sqft. The 5 cheaper ones are a mix of smaller units and older buildings.
Unlock all comparables · AED 199 / mo
Scatter · distribution · full table · CSV export
VI · AREA INTEL
SAADIYAT ISLAND · ACTIVE COMPSGEOGRAPHY · PULSE · VELOCITY
AREA PULSE · 30D
BUYER'S MARKET↑ 6↑5 vs prior 30d
PRICE CUTS · SAADIYAT ISLAND · PROPERTY · 1 PRIOR 30D
MEDIAN PRICE · ACTIVE
AED 8.30MThis: AED 3.80M · -54%
AVG DOM
47d
THIS: 20716D · +20669D
ACTIVE COMPS
23
listings in segment
SIMILAR INVENTORY
Browse drops in Saadiyat Island