3-BED APARTMENT MERIVA SHORES B
3BR + 4BA · 2,327 sqft · Meriva Shores B
★ Golden VisaVerified 3h ago
Now
AED 9.71M
AED 4,175
Price / sqft
2,327 sqft
Built-up area
3BR + 4BA
0d
On market
vs 11d median
AED 50,074
Mortgage est.
25y · 6% · 20% down
II · THE THESIS
DEAL SCORE PENDINGWHY THIS IS A DEAL
01
HEADLINE · COMPOSITE
SCORE BREAKDOWN
Awaiting first price event to compute score.
Insider unlocks the four evidence rows below.
Motivation · Negotiability · Below median · Every section below
INPUTS
4 signals + relist
WEIGHTS
Drop 35 · Neg 25 · Med 20 · Conf 10 · Relist 10
COMPS
24 comps · Daily
BENCHMARK
Dubai Islands, last 180d
REFRESH
Daily
IV · CASHFLOW
UAE CB GUIDELINES · YOUR ASSUMPTIONSMORTGAGE · RENT · BREAK-EVEN
YOUR ASSUMPTIONS
Down payment20%
15%40%
Interest rate6.00%
3.50%8.00%
Term25 yr
15 yr30 yr
UAE CB caps · 25-yr tenor · 80% LTV on a first home ≤ AED 5M · rates vary by bank — drag the sliders
MONTHLY · NOW
AED 50K
vs AED 50K at pre-drop price (AED 9.71M) · See cuts ↓
DOWN PAYMENT
AED 1.94M
20% of price
DLD FEE
AED 389K
4% of price
MORTGAGE REG
AED 20K
0.25% loan + 290
CASH TO CLOSE
AED 2.35M
Day-one out-of-pocket
LOAN AMOUNT
AED 7.77M
25y · 6.00%
TOTAL INTEREST
AED 7.25M
Over full term
RENT VS BUY
RENT · ESTIMATE
AED 49K
/ mo · ~6% gross yield
BUY · NOW
AED 50K
+AED 2K / mo
Your monthly cost is already higher than the rent estimate — the buy vs rent break-even leans on price appreciation rather than monthly cash flow.
STRESS TEST
AT VARIOUS RATESIf rates climb to 8%, your payment grows by ~AED 10K/mo.
V · COMPARABLES
DUBAI ISLANDS · 3BR · ACTIVEVALUE · 20 COMPS
VALUE HEADLINE
AED 4,175 /sqft+117%
vs area median AED 1,923 /sqft · 19 comps
RANK
18 / 20
MID/HIGH RANGE
PRICE × SIZE · DROP-WEIGHTED
DOT SIZE = DROP %AED / SQFT · DISTRIBUTION
BREAKDOWN · 19 LISTINGS
MORE EXPENSIVE /SQFT
2
11% of comps
CHEAPER /SQFT
17
See table
MEDIAN DOM
—
this listing: —
NEW THIS WEEK
—
Last 7 days
ListingPriceSizeAED/sqftDrop %DOMΔ vs this
This listingThisAED 9.71M2,3274,175———Best Beachfront 4BR · Resale · Corner Unit · No #1 AgentAED 5.63M4,2341,329——-68%Over 20 Exclusive Units · Community Specialist · On The Park · Single RowAED 9.30M6,9641,335——-68%NATURE-LED VILLA · ROOF DECKAED 8.20M5,8851,394——-67%Most Demanded · Beachfront 3BR TH · Launch · Community ExpertAED 5.90M3,8151,547——-63%4BR Garden Villa · New Launch · Beachfront · Capital AppreciationAED 10.00M6,3521,574——-62%TAKEAWAYOf 19 comparables, 2 are more expensive per sqft. The 17 cheaper ones are a mix of smaller units and older buildings.
Unlock all comparables · AED 199 / mo
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