4-BED VILLA AURA GARDENS
4BR + 5BA ยท 3,411 sqft ยท Aura Gardens
โ
Golden VisaVerified 13h ago
Now
AED 7.20M
AED 2,111
Price / sqft
3,411 sqft
Built-up area
4BR + 5BA
0d
On market
vs 3d median
AED 37,112
Mortgage est.
25y ยท 6% ยท 20% down
II ยท THE THESIS
DEAL SCORE PENDINGWHY THIS IS A DEAL
01
HEADLINE ยท COMPOSITE
SCORE BREAKDOWN
Awaiting first price event to compute score.
Insider unlocks the four evidence rows below.
Motivation ยท Negotiability ยท Below median ยท Every section below
INPUTS
4 signals + relist
WEIGHTS
Drop 35 ยท Neg 25 ยท Med 20 ยท Conf 10 ยท Relist 10
COMPS
21 comps ยท Daily
BENCHMARK
Tilal Al Ghaf, last 180d
REFRESH
Daily
IV ยท CASHFLOW
UAE CB GUIDELINES ยท YOUR ASSUMPTIONSMORTGAGE ยท RENT ยท BREAK-EVEN
YOUR ASSUMPTIONS
Down payment20%
15%40%
Interest rate6.00%
3.50%8.00%
Term25 yr
15 yr30 yr
UAE CB caps ยท 25-yr tenor ยท 80% LTV on a first home โค AED 5M ยท rates vary by bank โ drag the sliders
MONTHLY ยท NOW
AED 37K
vs AED 37K at pre-drop price (AED 7.20M) ยท See cuts โ
DOWN PAYMENT
AED 1.44M
20% of price
DLD FEE
AED 288K
4% of price
MORTGAGE REG
AED 15K
0.25% loan + 290
CASH TO CLOSE
AED 1.74M
Day-one out-of-pocket
LOAN AMOUNT
AED 5.76M
25y ยท 6.00%
TOTAL INTEREST
AED 5.37M
Over full term
RENT VS BUY
RENT ยท ESTIMATE
AED 36K
/ mo ยท ~6% gross yield
BUY ยท NOW
AED 37K
+AED 1K / mo
Your monthly cost is already higher than the rent estimate โ the buy vs rent break-even leans on price appreciation rather than monthly cash flow.
STRESS TEST
AT VARIOUS RATESIf rates climb to 8%, your payment grows by ~AED 7K/mo.
V ยท COMPARABLES
TILAL AL GHAF ยท 4BR ยท ACTIVEVALUE ยท 18 COMPS
VALUE HEADLINE
AED 2,111 /sqft-3%
vs area median AED 2,185 /sqft ยท 17 comps
RANK
8 / 18
MID/HIGH RANGE
PRICE ร SIZE ยท DROP-WEIGHTED
DOT SIZE = DROP %AED / SQFT ยท DISTRIBUTION
BREAKDOWN ยท 17 LISTINGS
MORE EXPENSIVE /SQFT
10
59% of comps
CHEAPER /SQFT
7
See table
MEDIAN DOM
โ
this listing: โ
NEW THIS WEEK
โ
Last 7 days
ListingPriceSizeAED/sqftDrop %DOMฮ vs this
This listingThisAED 7.20M3,4112,111โโโStop Scrolling ยท 3,303 Sq Ft Plot ยท Private PoolAED 5.60M3,3031,695โโ-20%Single Row ยท Ready to MoveAED 3.75M2,1421,751โโ-17%Best Priced Elan ยท 4 Bed ยท Landscaped GardenAED 4.30M2,2011,953โ2.3%โ-7%Corner Unit ยท Upgraded ยท Landscaped GardenAED 4.30M2,1791,973โโ-7%Corner Plot ยท Landscaped GardenAED 4.80M2,3802,017โโ-4%TAKEAWAYOf 17 comparables, 10 are more expensive per sqft. The 7 cheaper ones are a mix of smaller units and older buildings.
Unlock all comparables ยท AED 199 / mo
Scatter ยท distribution ยท full table ยท CSV export