3-BED TOWNHOUSE ALVA
3BR + 4BA · 2,785 sqft · Alva
★ Golden VisaVerified 3h ago
Now
AED 4.54M
AED 1,630
Price / sqft
2,785 sqft
Built-up area
3BR + 4BA
0d
On market
vs 13d median
AED 23,406
Mortgage est.
25y · 6% · 20% down
II · THE THESIS
DEAL SCORE PENDINGWHY THIS IS A DEAL
01
HEADLINE · COMPOSITE
SCORE BREAKDOWN
Awaiting first price event to compute score.
Insider unlocks the four evidence rows below.
Motivation · Negotiability · Below median · Every section below
INPUTS
4 signals + relist
WEIGHTS
Drop 35 · Neg 25 · Med 20 · Conf 10 · Relist 10
COMPS
30 comps · Daily
BENCHMARK
The Valley, last 180d
REFRESH
Daily
IV · CASHFLOW
UAE CB GUIDELINES · YOUR ASSUMPTIONSMORTGAGE · RENT · BREAK-EVEN
YOUR ASSUMPTIONS
Down payment20%
15%40%
Interest rate6.00%
3.50%8.00%
Term25 yr
15 yr30 yr
UAE CB caps · 25-yr tenor · 80% LTV on a first home ≤ AED 5M · rates vary by bank — drag the sliders
MONTHLY · NOW
AED 23K
vs AED 23K at pre-drop price (AED 4.54M) · See cuts ↓
DOWN PAYMENT
AED 908K
20% of price
DLD FEE
AED 182K
4% of price
MORTGAGE REG
AED 9K
0.25% loan + 290
CASH TO CLOSE
AED 1.10M
Day-one out-of-pocket
LOAN AMOUNT
AED 3.63M
25y · 6.00%
TOTAL INTEREST
AED 3.39M
Over full term
RENT VS BUY
RENT · ESTIMATE
AED 23K
/ mo · ~6% gross yield
BUY · NOW
AED 23K
+AED 702 / mo
Your monthly cost is already higher than the rent estimate — the buy vs rent break-even leans on price appreciation rather than monthly cash flow.
STRESS TEST
AT VARIOUS RATESIf rates climb to 8%, your payment grows by ~AED 5K/mo.
V · COMPARABLES
THE VALLEY · 3BR · ACTIVEVALUE · 29 COMPS
VALUE HEADLINE
AED 1,630 /sqft-3%
vs area median AED 1,672 /sqft · 28 comps
RANK
15 / 29
MID/HIGH RANGE
PRICE × SIZE · DROP-WEIGHTED
DOT SIZE = DROP %AED / SQFT · DISTRIBUTION
BREAKDOWN · 28 LISTINGS
MORE EXPENSIVE /SQFT
14
50% of comps
CHEAPER /SQFT
14
See table
MEDIAN DOM
—
this listing: —
NEW THIS WEEK
—
Last 7 days
ListingPriceSizeAED/sqftDrop %DOMΔ vs this
This listingThisAED 4.54M2,7851,630———4BR Villa · Avelia The Valley · Private Pool & Park ViewsAED 5.09M4,3371,175——-28%4 BED VILLA I EARLY HANDOVER I PRIVATE LIFT I G + 2FAED 7.79M6,3951,218——-25%Priority Allocation · Final Cluster Of ValleyAED 5.09M3,9111,301——-20%Corner Unit · Near to Amenities · More OptionsAED 3.60M2,6171,376——-16%Handed Over · Mortgage EligibleAED 3.50M2,5051,397——-14%TAKEAWAYOf 28 comparables, 14 are more expensive per sqft. The 14 cheaper ones are a mix of smaller units and older buildings.
Unlock all comparables · AED 199 / mo
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