Drops · Realestate · Dubai · Arabian Ranches 3BackYVVMBPAT4C1G7TR0K59DPHYQFM
3-BED VILLA RAYA
3BR + 4BA · 1,559 sqft · Raya
★ Golden VisaVerified 3h ago
Now
AED 3.45M
AED 2,213
Price / sqft
1,559 sqft
Built-up area
3BR + 4BA
114d
On market
vs 4d median
AED 17,783
Mortgage est.
25y · 6% · 20% down
II · THE THESIS
DEAL SCORE PENDINGWHY THIS IS A DEAL
01
HEADLINE · COMPOSITE
SCORE BREAKDOWN
Awaiting first price event to compute score.
Insider unlocks the four evidence rows below.
Motivation · Negotiability · Below median · Every section below
INPUTS
4 signals + relist
WEIGHTS
Drop 35 · Neg 25 · Med 20 · Conf 10 · Relist 10
COMPS
26 comps · 3× daily
BENCHMARK
Arabian Ranches 3, last 180d
REFRESH
3× daily
IV · CASHFLOW
UAE CB GUIDELINES · YOUR ASSUMPTIONSMORTGAGE · RENT · BREAK-EVEN
YOUR ASSUMPTIONS
Down payment20%
15%40%
Interest rate6.00%
3.50%8.00%
Term25 yr
15 yr30 yr
UAE CB caps · 25-yr tenor · 80% LTV on a first home ≤ AED 5M · rates vary by bank — drag the sliders
MONTHLY · NOW
AED 18K
vs AED 18K at pre-drop price (AED 3.45M) · See cuts ↓
DOWN PAYMENT
AED 690K
20% of price
DLD FEE
AED 138K
4% of price
MORTGAGE REG
AED 7K
0.25% loan + 290
CASH TO CLOSE
AED 835K
Day-one out-of-pocket
LOAN AMOUNT
AED 2.76M
25y · 6.00%
TOTAL INTEREST
AED 2.57M
Over full term
RENT VS BUY
RENT · ESTIMATE
AED 17K
/ mo · ~6% gross yield
BUY · NOW
AED 18K
+AED 533 / mo
Your monthly cost is already higher than the rent estimate — the buy vs rent break-even leans on price appreciation rather than monthly cash flow.
STRESS TEST
AT VARIOUS RATESIf rates climb to 8%, your payment grows by ~AED 4K/mo.
V · COMPARABLES
ARABIAN RANCHES 3 · 3BR · ACTIVEVALUE · 26 COMPS
VALUE HEADLINE
AED 2,213 /sqft+19%
vs area median AED 1,860 /sqft · 25 comps
RANK
25 / 26
MID/HIGH RANGE
PRICE × SIZE · DROP-WEIGHTED
DOT SIZE = DROP %AED / SQFT · DISTRIBUTION
BREAKDOWN · 25 LISTINGS
MORE EXPENSIVE /SQFT
1
4% of comps
CHEAPER /SQFT
24
See table
MEDIAN DOM
—
this listing: —
NEW THIS WEEK
—
Last 7 days
ListingPriceSizeAED/sqftDrop %DOMΔ vs this
This listingThisAED 3.45M1,5592,213———Largest Layout · Vacant · InternalAED 3.10M2,0901,483——-33%Internal · Walk to Pool · Vacant on TransferAED 3.10M2,0771,493——-33%Close To Amenities · Multiple OptionsAED 3.90M2,5941,503——-32%Well Located · Spring, Arabian Ranches 3AED 3.90M2,5681,519——-31%Corner · River Wadi · Triplex · 2 Roof TerracesAED 4.77M3,1101,534——-31%TAKEAWAYOf 25 comparables, 1 are more expensive per sqft. The 24 cheaper ones are a mix of smaller units and older buildings.
Unlock all comparables · AED 199 / mo
Scatter · distribution · full table · CSV export