Drops · Realestate · Abu Dhabi · Saadiyat IslandBack4XY1E7HH4PHCR51AV3KEM1PSKC

4-BED VILLA SAADIYAT LAGOONS

4BR + 5BA · 7,750 sqft · Saadiyat Lagoons

★ Golden VisaVerified 4h ago

Now

AED 8.40M

Open on PropertyFinder

AED 1,084

Price / sqft

−6% vs area median

7,750 sqft

Built-up area

4BR + 5BA

24d

On market

vs 8d median

AED 43,297

Mortgage est.

25y · 6% · 20% down

II · THE THESIS

DEAL SCORE PENDING

WHY THIS IS A DEAL

BOTTOM LINE

Listed 24 days ago and priced 6% below comparable Saadiyat Island listings.

How do these scores work?

HEADLINE · COMPOSITE

SCORE BREAKDOWN

Awaiting first price event to compute score.

Insider unlocks the four evidence rows below.

BELOW MEDIAN · −6%

−6%

AED 1,084/sqft vs area median 1,151/sqft. See 17 comps ↓

17 ACTIVE COMPS IN SAADIYAT ISLAND

Motivation · Negotiability · Below median · Every section below

INPUTS

4 signals + relist

WEIGHTS

Drop 35 · Neg 25 · Med 20 · Conf 10 · Relist 10

COMPS

17 comps · 3× daily

BENCHMARK

Saadiyat Island, last 180d

REFRESH

3× daily

IV · CASHFLOW

UAE CB GUIDELINES · YOUR ASSUMPTIONS

MORTGAGE · RENT · BREAK-EVEN

YOUR ASSUMPTIONS

Down payment20%

15%40%

Interest rate6.00%

3.50%8.00%

Term25 yr

15 yr30 yr

UAE CB caps · 25-yr tenor · 80% LTV on a first home ≤ AED 5M · rates vary by bank — drag the sliders

MONTHLY · NOW

AED 43K

vs AED 43K at pre-drop price (AED 8.40M) · See cuts ↓

DOWN PAYMENT

AED 1.68M

20% of price

DLD FEE

AED 336K

4% of price

MORTGAGE REG

AED 17K

0.25% loan + 290

CASH TO CLOSE

AED 2.03M

Day-one out-of-pocket

LOAN AMOUNT

AED 6.72M

25y · 6.00%

TOTAL INTEREST

AED 6.27M

Over full term

RENT VS BUY

RENT · ESTIMATE

AED 42K

/ mo · ~6% gross yield

BUY · NOW

AED 43K

+AED 1K / mo

Your monthly cost is already higher than the rent estimate — the buy vs rent break-even leans on price appreciation rather than monthly cash flow.

STRESS TEST

AT VARIOUS RATES

If rates climb to 8%, your payment grows by ~AED 9K/mo.

V · COMPARABLES

SAADIYAT ISLAND · 4BR · ACTIVE

VALUE · 13 COMPS

VALUE HEADLINE

AED 1,084 /sqft-6%

vs area median AED 1,151 /sqft · 12 comps

RANK

3 / 13

CHEAPEST QUARTILE

OUR TAKE

★ Underpriced

PRICE × SIZE · DROP-WEIGHTED

DOT SIZE = DROP %

AED / SQFT · DISTRIBUTION

BREAKDOWN · 12 LISTINGS

MORE EXPENSIVE /SQFT

83% of comps

CHEAPER /SQFT

See table

MEDIAN DOM

—

this listing: —

NEW THIS WEEK

—

Last 7 days

ListingPriceSizeAED/sqftDrop %DOMΔ vs this

This listingThisAED 8.40M7,7501,084———Al Sidr · Double Row · 4BR+M · DriversAED 7.75M7,7501,000−0.6%—-8%Attractive Offer · AmenitiesAED 8.00M7,7501,032——-5%Single Row · Corner Unit · 5BR+M w/ POD · Al GhafAED 10.20M9,3031,096——+1%Genuine Resale · Standard Finishes · Al SidrAED 8.50M7,7491,097——+1%5BR Corner Villa · Saadiyat LagoonsAED 9.46M8,5251,110——+2%

TAKEAWAYOf 12 comparables, 10 are more expensive per sqft. The 2 cheaper ones are a mix of smaller units and older buildings.

Unlock all comparables · AED 199 / mo

Scatter · distribution · full table · CSV export

4-BED VILLA SAADIYAT LAGOONS

WHY THIS IS A DEAL

MORTGAGE · RENT · BREAK-EVEN

VALUE · 13 COMPS

GEOGRAPHY · PULSE · VELOCITY

THIS IS THE MOMENT

SIMILAR OPPORTUNITIES