Drops · Realestate · Abu Dhabi · Saadiyat IslandBackFDD93GV1B4MN1G7RRY1VT8DFA8
5-BED VILLA SAADIYAT RESERVE
5BR + 7BA · 6,653 sqft · Saadiyat Reserve
★ Golden VisaVerified 4h ago
Now
AED 11.50M
AED 1,729
Price / sqft
6,653 sqft
Built-up area
5BR + 7BA
20d
On market
vs 8d median
AED 59,276
Mortgage est.
25y · 6% · 20% down
II · THE THESIS
DEAL SCORE PENDINGWHY THIS IS A DEAL
01
HEADLINE · COMPOSITE
SCORE BREAKDOWN
Awaiting first price event to compute score.
Insider unlocks the four evidence rows below.
Motivation · Negotiability · Below median · Every section below
INPUTS
4 signals + relist
WEIGHTS
Drop 35 · Neg 25 · Med 20 · Conf 10 · Relist 10
COMPS
17 comps · 3× daily
BENCHMARK
Saadiyat Island, last 180d
REFRESH
3× daily
IV · CASHFLOW
UAE CB GUIDELINES · YOUR ASSUMPTIONSMORTGAGE · RENT · BREAK-EVEN
YOUR ASSUMPTIONS
Down payment20%
15%40%
Interest rate6.00%
3.50%8.00%
Term25 yr
15 yr30 yr
UAE CB caps · 25-yr tenor · 80% LTV on a first home ≤ AED 5M · rates vary by bank — drag the sliders
MONTHLY · NOW
AED 59K
vs AED 59K at pre-drop price (AED 11.50M) · See cuts ↓
DOWN PAYMENT
AED 2.30M
20% of price
DLD FEE
AED 460K
4% of price
MORTGAGE REG
AED 23K
0.25% loan + 290
CASH TO CLOSE
AED 2.78M
Day-one out-of-pocket
LOAN AMOUNT
AED 9.20M
25y · 6.00%
TOTAL INTEREST
AED 8.58M
Over full term
RENT VS BUY
RENT · ESTIMATE
AED 58K
/ mo · ~6% gross yield
BUY · NOW
AED 59K
+AED 2K / mo
Your monthly cost is already higher than the rent estimate — the buy vs rent break-even leans on price appreciation rather than monthly cash flow.
STRESS TEST
AT VARIOUS RATESIf rates climb to 8%, your payment grows by ~AED 12K/mo.
V · COMPARABLES
SAADIYAT ISLAND · 5BR · ACTIVEVALUE · 14 COMPS
VALUE HEADLINE
AED 1,729 /sqft+55%
vs area median AED 1,114 /sqft · 13 comps
RANK
11 / 14
MID/HIGH RANGE
PRICE × SIZE · DROP-WEIGHTED
DOT SIZE = DROP %AED / SQFT · DISTRIBUTION
BREAKDOWN · 13 LISTINGS
MORE EXPENSIVE /SQFT
3
23% of comps
CHEAPER /SQFT
10
See table
MEDIAN DOM
—
this listing: —
NEW THIS WEEK
—
Last 7 days
ListingPriceSizeAED/sqftDrop %DOMΔ vs this
This listingThisAED 11.50M6,6531,729———Al Sidr · Double Row · 4BR+M · DriversAED 7.75M7,7501,000−0.6%—-42%Attractive Offer · AmenitiesAED 8.00M7,7501,032——-40%4BR+MaidAED 8.40M7,7501,084——-37%Single Row · Corner Unit · 5BR+M w/ POD · Al GhafAED 10.20M9,3031,096——-37%Genuine Resale · Standard Finishes · Al SidrAED 8.50M7,7491,097——-37%TAKEAWAYOf 13 comparables, 3 are more expensive per sqft. The 10 cheaper ones are a mix of smaller units and older buildings.
Unlock all comparables · AED 199 / mo
Scatter · distribution · full table · CSV export