2-BED APARTMENT XENIA RESIDENCE
2BR + 3BA · 1,024 sqft · Xenia Residence
Verified 2h ago
Now
AED 1.50M
AED 1,469
Price / sqft
1,024 sqft
Built-up area
2BR + 3BA
0d
On market
vs 9d median
AED 7,756
Mortgage est.
25y · 6% · 20% down
II · THE THESIS
DEAL SCORE PENDINGWHY THIS IS A DEAL
01
HEADLINE · COMPOSITE
SCORE BREAKDOWN
Awaiting first price event to compute score.
Insider unlocks the four evidence rows below.
Motivation · Negotiability · Below median · Every section below
INPUTS
4 signals + relist
WEIGHTS
Drop 35 · Neg 25 · Med 20 · Conf 10 · Relist 10
COMPS
19 comps · Daily
BENCHMARK
Jumeirah Village C, last 180d
REFRESH
Daily
IV · CASHFLOW
UAE CB GUIDELINES · YOUR ASSUMPTIONSMORTGAGE · RENT · BREAK-EVEN
YOUR ASSUMPTIONS
Down payment20%
15%40%
Interest rate6.00%
3.50%8.00%
Term25 yr
15 yr30 yr
UAE CB caps · 25-yr tenor · 80% LTV on a first home ≤ AED 5M · rates vary by bank — drag the sliders
MONTHLY · NOW
AED 8K
vs AED 8K at pre-drop price (AED 1.50M) · See cuts ↓
DOWN PAYMENT
AED 301K
20% of price
DLD FEE
AED 60K
4% of price
MORTGAGE REG
AED 3K
0.25% loan + 290
CASH TO CLOSE
AED 364K
Day-one out-of-pocket
LOAN AMOUNT
AED 1.20M
25y · 6.00%
TOTAL INTEREST
AED 1.12M
Over full term
RENT VS BUY
RENT · ESTIMATE
AED 8K
/ mo · ~6% gross yield
BUY · NOW
AED 8K
+AED 232 / mo
Your monthly cost is already higher than the rent estimate — the buy vs rent break-even leans on price appreciation rather than monthly cash flow.
STRESS TEST
AT VARIOUS RATESIf rates climb to 8%, your payment grows by ~AED 2K/mo.
V · COMPARABLES
JUMEIRAH VILLAGE CIRCLE · 2BR · ACTIVEVALUE · 14 COMPS
VALUE HEADLINE
AED 1,469 /sqft+11%
vs area median AED 1,320 /sqft · 13 comps
RANK
12 / 14
MID/HIGH RANGE
PRICE × SIZE · DROP-WEIGHTED
DOT SIZE = DROP %AED / SQFT · DISTRIBUTION
BREAKDOWN · 13 LISTINGS
MORE EXPENSIVE /SQFT
2
15% of comps
CHEAPER /SQFT
11
See table
MEDIAN DOM
—
this listing: —
NEW THIS WEEK
—
Last 7 days
ListingPriceSizeAED/sqftDrop %DOMΔ vs this
This listingThisAED 1.50M1,0241,469———Vacant · 2bhk · Buy and MoveinAED 899K1,103815——-45%UPGRADED · FURNISHED · BUY AND MOVE IN · MULTIPLEAED 650K6011,082——-26%Fully Furnished · Cash unitAED 1.42M1,2951,098——-25%Investment OpportunityAED 1.08M8781,226——-17%Only 30% till handover · Study Room · Fully FurnishedAED 1.20M9481,264——-14%TAKEAWAYOf 13 comparables, 2 are more expensive per sqft. The 11 cheaper ones are a mix of smaller units and older buildings.
Unlock all comparables · AED 199 / mo
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