Drops · Realestate · Abu Dhabi · Yas IslandBackW9R8WDGBZG3YXPJHFBXMMWZ9QW

1BR APARTMENT GARDENIA BAY

1BR + 2BA · 848 sqft · Gardenia Bay

Verified 1d ago

Now

AED 1.55M

Open on PropertyFinder

AED 1,828

Price / sqft

−23% vs area median

848 sqft

Built-up area

1BR + 2BA

10d

On market

vs 12d median

AED 7,989

Mortgage est.

25y · 6% · 20% down

II · THE THESIS

DEAL SCORE PENDING

WHY THIS IS A DEAL

BOTTOM LINE

because listed 10 days ago and priced 23% below comparable Yas Island listings.

All four signals + supporting evidence below. How do these scores work?

HEADLINE · COMPOSITE

Composite of price drop, motivation, area position, and data confidence.

SCORE BREAKDOWN

Awaiting first price event to compute score.

Free-tier shows the headline only. Insider unlocks the four detailed evidence rows below.

BELOW MEDIAN · −23%

−23%

AED 1,828/sqft vs area median 116/sqft. See 20 comps ↓

20 ACTIVE COMPS IN YAS ISLAND

Motivation · Negotiability · Below median · Every section below

INPUTS

4 signals + relist

WEIGHTS

Drop 35 · Neg 25 · Med 20 · Conf 10 · Relist 10

COMPS

20 comps · 2h fresh

OFFER BAND

±4% confidence

BENCHMARK

Yas Island, last 180d

REFRESH

Hourly

IV · CASHFLOW

UAE CB GUIDELINES · YOUR ASSUMPTIONS

MORTGAGE · RENT · BREAK-EVEN

YOUR ASSUMPTIONS

Down payment20%

15%40%

Interest rate6.00%

3.50%8.00%

Term25 yr

15 yr30 yr

UAE Central Bank caps residential mortgages at 25 years tenor and 80% LTV for residents on a first home (≤AED 5M). Drag the sliders to model your own assumptions — actual rates vary by bank and profile.

MONTHLY · NOW

AED 8K

vs AED 8K at pre-drop price (AED 1.55M) · See cuts ↓

DOWN PAYMENT

AED 310K

20% of price

DLD FEE

AED 62K

4% of price

MORTGAGE REG

AED 3K

0.25% loan + 290

CASH TO CLOSE

AED 375K

Day-one out-of-pocket

LOAN AMOUNT

AED 1.24M

25y · 6.00%

TOTAL INTEREST

AED 1.16M

Over full term

RENT VS BUY

RENT · ESTIMATE

AED 10K

/ mo · ~6% gross yield

BUY · NOW

AED 8K

−AED 2K / mo

0y10y

Buying beats renting after 2.7 years at the current price.

STRESS TEST

AT VARIOUS RATES

If rates climb to 8%, your payment grows by ~AED 2K/mo.

V · COMPARABLES

YAS ISLAND · 1BR · ACTIVE

VALUE · 9 COMPS

VALUE HEADLINE

AED 1,828 /sqft+1476%

vs area median AED 116 /sqft · 8 comps

RANK

7 / 9

MID/HIGH RANGE

PRICE × SIZE · DROP-WEIGHTED

DOT SIZE = DROP %

AED / SQFT · DISTRIBUTION

BREAKDOWN · 8 LISTINGS

MORE EXPENSIVE /SQFT

25% of comps

CHEAPER /SQFT

See table

MEDIAN DOM

this listing: 0d

NEW THIS WEEK

Fresh inventory

ListingPriceSizeAED/sqftDrop %DOMΔ vs this

TAKEAWAYOf 8 comparables, 2 are more expensive per sqft. The 6 cheaper ones are a mix of smaller units and older buildings.

Unlock all comparables · AED 199 / mo

Scatter · distribution · full table · CSV export

VI · AREA INTEL

YAS ISLAND · ACTIVE COMPS

GEOGRAPHY · PULSE · VELOCITY

AREA PULSE · 30D

SLOWING

↓ 921↓1014 vs last 30d

drops detected · UAE-wide

MEDIAN PRICE · ACTIVE

AED 2.00MThis: AED 1.55M · -23%

AVG DOM

12d

THIS: 10D · −2D

ACTIVE COMPS

listings in segment

SIMILAR INVENTORY

Browse drops in Yas Island

Browse

1BR APARTMENT GARDENIA BAY

WHY THIS IS A DEAL

MORTGAGE · RENT · BREAK-EVEN

VALUE · 9 COMPS

GEOGRAPHY · PULSE · VELOCITY

THIS IS THE MOMENT

SIMILAR OPPORTUNITIES